Net Proceeds Calculator
Compare a traditional agent listing against a direct cash sale side-by-side. See where your equity actually goes after fees, repairs, and carrying costs.
Property Details
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$50k
$1M+
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$0 (None)
$150k+
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Outstanding mortgage, property tax delinquencies, or HOA assessments.
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Sum of monthly mortgage payment, property taxes, home insurance, and utilities.
Adjust Standard Rates
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Traditional Agent Sale
Listing on the MLS with a realtor
- Estimated Sale Price $350,000
- Agent Commission (6%) -$21,000
- Closing Costs (2%) -$7,000
- Repairs & Preparation -$25,000
- Carrying Costs (6 mos) -$15,000
Net Proceeds
$282,000
Cash in pocket after payoff
+$102,000
Best Certainty
Cash Offer from Us
Direct, as-is purchase in 7 days
- Estimated Offer Value $242,500
- Agent Commission $0
- Closing Costs $0
- Repairs & Preparation $0
- Carrying Costs $0
Net Proceeds
$242,500
Cash in pocket after payoff
+$62,500
Visual Comparison of Net Proceeds
Traditional Listing
$282,000
Direct Cash Sale
$242,500
In this scenario, a traditional listing yields about $39,500 more on paper.
Traditional Sale Stress vs. Direct Cash Certainty
Traditional MLS Listing
- 90 to 180 days to close: Prolonged carrying costs and defaults.
- Inspection & Appraisal Risks: Lenders deny loans on homes with open permits or septic/roof problems.
- Constant Showings: Cleaning, staging, and letting strangers inspect your home.
Cash Sale to FL Home Buyers
- Close in 7 to 14 days: Halted expenses and immediate mortgage payoff.
- 100% As-Is: No repairs, no cleaning, no inspections. Take what you want and leave the rest.
- Zero Showings: Single private property walkthrough by Max.
Calculation methodology: The cash offer estimate is calculated as 75% of After-Repair Value (ARV) minus 80% of estimated repair costs. Traditional costs assume standard 6% commissions, 2% seller title and closing costs, 100% repair costs out of pocket, and carrying costs over 6 months. Actual offers depend on local comp analysis and contractor bids.
Want an Exact Cash Offer & Calculation?
Fill out the form below. Max Cohen will evaluate your property comp data, calculate local repair estimates, and send you a formal offer in under 2 hours.