How We Buy Houses for Cash in Florida

Tell us what is going on with the house, get a written as-is offer, and choose the closing date if the number works for you.

Since 2014, FL Home Buyers has bought houses with repairs, tenants, probate issues, title problems, old roofs, code liens, and sellers who simply needed a clear number without listing first.

Get My Cash Offer

The Process

Three plain steps. No public showings, no required pre-sale repair work, and clear next steps if the offer does not solve the problem.

1

Tell us about the property

Send the address, condition notes, payoff situation, occupancy, and timeline. You do not need to clean up, make repairs, or know every detail before the first call.

  • Quick call or form submission
  • Repairs, tenants, and title issues are okay
2

Review the written offer

We look at the house as-is, estimate repairs and resale risk, and put the price, seller costs, and proposed closing timeline in writing.

  • Clear number before you decide
  • Clear written terms to sign on the call
3

Close on your schedule

If you accept, a Florida title company handles the closing. You choose the date, sign the final documents, and receive your proceeds by wire or check.

  • Common closings run 7 to 30 days when title is clear
  • Post-closing occupancy can be discussed when needed

How We Estimate a Cash Offer

We start with likely resale value after renovation, then subtract repair scope, closing costs, holding costs, and the margin needed to take the risk.

Start With

ARV

After repair value

Subtract

Repairs

Cost to fix it up

Subtract

Costs

Closing and holding costs

Equals

Offer

Your written number

ARV means the likely resale value after renovation, not today's as-is value. We subtract repair scope, closing and holding costs, and the margin needed to take the risk. For the plain-English walkthrough, read how cash home buyers work in Florida.

Traditional Listing vs. FL Home Buyers

Commissions

Agent6% of price
FL Home BuyersNone

Closing Costs

Agent2% - 4%
FL Home BuyersWe pay standard seller costs agreed to in the contract

Closing Date

AgentOften 60 - 90 days
FL Home BuyersYou choose, subject to title

Repairs

AgentOften negotiated after inspection
FL Home BuyersSold as-is

Showings

AgentOpen houses and buyer visits
FL Home BuyersOne review with us

Before you choose

When a cash sale may not be the best answer

If your house is clean, financeable, easy to show, and you have time to wait for a retail buyer, listing with an agent may net you more. A direct cash sale is usually most useful when repairs, tenants, title issues, payoff pressure, probate, foreclosure, HOA problems, insurance, or timing make the normal sale path uncertain.

Compare net, not headline price

Look at sale price after commissions, repairs, credits, holding costs, taxes, liens, and mortgage payoff.

Check what can delay closing

Title defects, probate authority, lender payoff, tenant access, open permits, and HOA balances can change the timeline.

Ask what happens next

After the walkthrough, we put the price, seller costs, assumptions, and closing window in writing so you can compare it with other options.

Frequently Asked Questions

What to check before deciding whether a Florida cash sale is the right fit.

The Offer & Money

Is your offer really fair?

Yes. We value honesty. We aren't going to offer you full retail value for a house that needs work, but we will offer a fair price based on the "as-is" condition. Plus, you save about 10% by avoiding agent fees and closing costs, which often makes our cash offer very competitive.

Are there any seller costs?

We do not charge an agent commission or service fee. We pay the standard seller closing costs agreed to in the purchase contract, including title insurance and doc stamps. The offer we give you is the net amount you receive at closing (minus any mortgage payoff or taxes you owe).

Do I have to accept your offer?

No. We will give you our written number, explain the assumptions behind it, and leave the decision to you. You can compare it with listing, keeping the house, or getting another opinion before you sign.

Can you document your closing funds?

Yes. We are serious buyers. We can provide bank documentation on request so you can confirm that we have funds available to close.

Do you pay Earnest Money?

Yes. Once we sign the contract, we deposit an Earnest Money Deposit (EMD) with the title company within 3 days to show we are committed to the deal.

Will you lowball me?

No. Low offers waste your time and ours. We analyze the data to give you the highest possible offer that still allows us to make a modest profit after repairs. It has to work for both of us.

Property Condition

Do I need to clean the house?

No. Leave everything you don't want. We have bought houses full of old furniture, trash, and debris. We hire crews to clean it out after closing. Take what you love, leave the rest.

What if my roof is old or leaking?

That is common in Florida. We buy houses with roofs of any age, even if they are leaking or have hurricane damage. We factor the cost of a new roof into our offer.

Will you buy a house with code violations?

Yes. Unpermitted additions, open permits, daily fines, and code liens need title review and written closing terms. We often negotiate with the city to reduce fines and pay them off at closing.

What about mold or water damage?

Yes. Mold is a major issue in humid Florida. We are experienced in remediation. We buy houses with mold, water damage, and even fire damage.

Do you buy hoarder houses?

Yes, and we do it with respect and privacy. You don't need to clear anything out. We can close with all contents inside and handle the cleanup ourselves.

Will you buy a house with sinkhole issues?

It depends on the severity, but yes, we do purchase properties with settled foundations or sinkhole history. We will need to review the engineering report if one exists.

The Process & Legal

How fast can we close?

We can set closing after title and payoff are ready. However, most sellers prefer 14-30 days to give them time to pack. We work on your timeline.

Can I sell if I have tenants?

Yes. We buy tenant-occupied properties. You do not need to evict them. We can take over the lease or handle the situation after closing, saving you the headache.

Can you help with probate?

Yes. We specialize in Florida probate properties. We can even pay for the probate attorney fees upfront in many cases to get the process started so we can buy the house.

Do I need to be in Florida for the closing?

No. Many of our sellers live out of state. The title company can arrange for a mobile notary to come to you, or we can do a mail-away closing. You usually do not need to fly down.

What if I am facing foreclosure?

Time is critical. If you sell to us before the auction date, you can pay off the bank and save your credit. We can move very fast to beat the court deadline.

How much time do I have to move out?

We are flexible. We can often arrange a "post-occupancy" agreement where you sell the house, get your money, and stay in the home for a few weeks while you pack and move.

What if the market drops?

Once we sign the contract, the price is locked. We take the risk of the market going down, not you. You get the agreed amount at closing regardless of what the economy does.

Ready to See Your Number?

It takes 5 minutes to start the process. No cost, clear next steps.

Get Offer

Want a Written Cash Offer?

Send the address, condition notes, and your timeline. We review the property and put the price, seller costs, and closing timeline in writing.

Or call (561) 258-9405