Market update: cash offers still closing near ZIP 32566 and 32569 in Holley this month...

Sell Your House Fast in Holley, Florida

Looking to sell your Holley home without the usual fuss? Forget waiting 45 days on the market. We offer cash for houses here, giving you a straightforward way to be done with the headache.

Get Your Fair Cash Offer Today

No repairs. No fees. No obligation.

Local Florida buyer. Licensed contractor. BBB A+ Accredited. Backed by real renovation numbers in Santa Rosa County.

Max Cohen, Licensed General Contractor and founder of FL Home Buyers

Meet Max Cohen: Your Local Holley Home Buyer

I'm Max Cohen, and I lead FL Home Buyers. I'm a Florida Licensed General Contractor, not just another investor. We've been buying houses around Florida since 2014, and in places like Holley, I've seen everything from those older concrete block ranch homes with aging shingle roofs to properties facing storm damage from past hurricane seasons. Being a contractor means our cash offers are grounded in real renovation costs. We understand the specific challenges of homes around East Bay or near Holley-Navarre Primary School. We're here to offer a transparent, simple process, whether you're dealing with an inherited property, a messy rental, or just need to move on quickly without doing repairs. As seen on CBS12, FOX, ABC7, WFLX.

FL Home Buyers vs. Traditional Listing

Sell to FL Home Buyers

  • No agent commissions
  • No repairs needed
  • Close on your schedule
  • Cash in hand, fast

List with an Agent

  • ~6% commission: $23,100 on a $385,000 home
  • Required repairs & staging
  • Long market times (avg. 45 days)
  • Uncertain closing date

"In the Holley market, where homeowners sometimes face unexpected repair costs from past storms, a direct cash buyer who truly understands construction can make all the difference," notes Max Cohen.

The Real Holley Problems We Solve

Holley Market Speed Meter

Currently leaning towards a balanced market, but quick sales are still valued.

Why Sellers Choose Cash in Holley Now

  • Tired of Waiting? Many Holley homes are staying on the market longer than they used to, with an average of 45 days for traditional listings. That's a lot of open houses and showing prep.

  • Pickier Buyers: Higher interest rates and tighter bank lending mean buyers are more cautious and picky about minor repairs or outdated features. Your Holley home might need updates just to compete.

  • Simple Cash Offer: We provide a calm, numbers-first plan instead of more chaos. When you just need a straightforward sale, we buy houses for cash in Holley, removing the uncertainty.

Sometimes, you just need a no-pressure option when listing just feels like too much.

How We Buy Houses in Holley

  1. 1

    Call or Fill Out the Form

    It starts with a simple call or a quick form submission. Just give us a few details about your Holley home, whether it’s near the Holley Fire Department or closer to East Bay. We're interested in properties in any condition.

  2. 2

    Simple Walkthrough

    We'll schedule a fast, no-pressure walkthrough of your property. This can be in person or even virtually. We just need to see the house as-is to understand its current state and give you an honest offer. No need for you to clean or repair a thing.

  3. 3

    Get Your Clear Cash Offer & Close

    You'll receive a straightforward, written cash offer. If it works for you, we close on your schedule, often in as little as 7 days, at a reputable Florida title company. We cover standard closing costs, and there are never any surprise fees or commissions from us. We make it easy to sell house fast for cash.

Understanding Foreclosure & Repair Costs in Holley

Florida Foreclosure Rules (Santa Rosa County)

Falling behind on mortgage payments in Holley can be scary. Florida is a judicial foreclosure state, meaning the process goes through the courts. From the first missed payment to the final sale, it can take around 6 to 9 months, sometimes longer, for the foreclosure process to complete once initiated by the lender. The Santa Rosa County Clerk of Courts handles these cases. It’s a stressful time, and many homeowners look for ways to avoid further financial strain and damage to their credit. Selling for cash can often be your quickest option to get out ahead of a public sale.

"How can I avoid foreclosure in Florida?" is a question we hear often. A fast cash sale can be a clean exit, allowing you to settle your debt and protect your financial future. We help homeowners explore options before the process goes too far.

Repair Costs vs. Selling As-Is

In Holley, dealing with issues like an aging shingle roof or water intrusion from past storms can run up huge bills. Here’s a quick look at common repair estimates versus the simplicity of a cash sale:

Issue Est. Repair Cost Selling As-Is Cost
Aging Shingle Roof (replacement) $10,000 - $25,000+ $0 (we buy as-is)
Water Intrusion / Mold Remediation $3,000 - $15,000+ $0 (we buy as-is)
Foundation Cracks / Settling $5,000 - $25,000+ $0 (we buy as-is)
Code Violations (cleanup, fines) $500 - $5,000+ $0 (we handle it)
Agent Commissions (6%) $23,100 (on $385k home) $0 (no fees)

Serving Holley & Beyond

We're not just another faceless company; we've walked the blocks and understand the unique rhythms of Holley. We've helped homeowners across areas like those properties near Holley-Navarre Primary School, the waterfront homes closer to East Bay, and the quiet residential streets off Holley Road. From the everyday traffic on US-98 near the Navarre Causeway to the constant hum of Florida's Hurricane Season, we get it. We're here to offer a fair cash offer and a straightforward sale, no matter your situation. We buy houses in Holley, ensuring a smooth closing for you.

Around Holley-Navarre Primary

Families love this area, but upkeep on older homes can be a lot. We understand.

East Bay Waterfront Access

Beautiful views, but flood zone considerations and storm impacts can be a headache for homeowners.

Along Holley Road

Established neighborhoods with a mix of residential styles. We buy homes needing various levels of attention.

What Holley Sellers Are Saying

"I inherited a house in Holley that needed a lot of work. Dealing with it from out of state was a huge stress. FL Home Buyers gave me a fair offer, and everything was so clear. They handled the probate stuff with ease, which was a big relief. I definitely recommend them."

— Sarah L., Holley FL

"My Holley rental property had some bad tenants that left it a mess, and I just didn't have the energy to deal with it. I found FL Home Buyers online looking for cash home buyers near me, and they were lifesavers. Very professional, fast, and took the house off my hands quickly. Max even helped me understand what the repairs would have cost."

— David M., Navarre FL

"I had a house near Holley-Navarre Primary that needed an aging shingle roof replaced, and frankly, I just didn't want the headache. I needed to move for a new job. FL Home Buyers gave me a fair cash offer, and we closed quickly. It was such a relief to not worry about repairs or showings. They were honest, which is what I was looking for after reading a few cash home buyers reviews."

— Robert T., Holley FL

Read more testimonials →

Common Situations We Handle

Real Stories & Case Studies

We've helped homeowners across Florida find solutions. While every situation is unique, these stories show the kind of problems we solve and the simple, honest approach we bring.

Frequently Asked Questions About Selling Your Holley House

Are cash home buyers legit in Holley?

Yes, FL Home Buyers is a legitimate cash home buyer in Holley. We are a BBB A+ Accredited business, led by Max Cohen, a Florida Licensed General Contractor. We've been buying houses locally since 2014 and have purchased over 100 homes across Florida, ensuring transparent, straightforward deals with real numbers.

How much do cash home buyers typically offer in Holley?

Cash offers vary based on your Holley home’s condition, location, and necessary repairs. We base our offers on market value minus renovation costs to bring the property up to current standards. We aim for clear, fair numbers without hidden fees, giving you a straightforward offer for your as-is home.

How fast can you sell a house as-is in Holley?

We can typically close on your Holley home in 7 to 60 days. The timeline is flexible; we can work with your schedule, whether you need a quick sale or more time to arrange your move. Since we buy as-is for cash, there are no delays from lender approvals, repairs, or appraisals.

Can you close in 2 weeks in Florida?

Yes, we often close in as little as 2-3 weeks for sellers in Florida who need to move quickly. Our efficient process and cash funding allow us to bypass common delays. We work with local Florida title companies to ensure a smooth and rapid transaction when time is critical for you.

Do you charge fees or cover closing costs?

When you sell your house to FL Home Buyers, we don’t charge any agent commissions or hidden fees. We also typically cover standard closing costs, which can save you a significant amount of money compared to a traditional sale. The offer you receive is the cash you get at closing.

What documents do I need for a cash sale in Florida?

For a cash sale in Florida, you'll generally need your property deed, any existing mortgage statements, lien releases if applicable, and identification. If it’s an inherited property, probate documents might also be required. We'll guide you through everything, keeping it simple and clear.

What are the risks with ‘we buy houses’ companies, and how do I protect myself?

Some 'we buy houses' companies can make lowball offers or have hidden fees. To protect yourself, always choose a reputable, transparent buyer like FL Home Buyers. Verify their BBB accreditation, check for a contractor license (like Max Cohen's), and ensure they use a local title company for closing. We operate with integrity, offering plain talk and clear numbers.

Can I sell without repairs or inspections?

Absolutely. We buy houses in Holley Florida exactly as-is. You don't need to lift a finger for repairs, cleaning, or staging. There are no lengthy inspection periods with demands for concessions. We assess the property in its current state and factor that into our fair cash offer.

Can you buy a tenant-occupied house in Holley?

Yes, we regularly buy tenant-occupied properties in Holley and across Florida. You don't need to worry about evicting tenants or managing difficult landlord situations. We'll take over the lease and handle everything after closing, giving you a simple way to be done with the headache.

Can you buy an inherited or probate house in Holley?

Yes, selling an inherited property or a house in probate can be complex, but we specialize in these situations. We've helped many families in Holley and nearby areas with probate sales, offering a compassionate and straightforward process to close the chapter on an inherited home. We handle all the details efficiently.

How do cash home buyers work?

Our process is simple: 1) You reach out with property details. 2) We do a quick walkthrough (in-person or virtual). 3) We present a clear, no-obligation cash offer. 4) If you accept, we close on your timeline at a reputable Florida title company. It's designed for speed and simplicity.

How do cash home buyers make money?

We make our money by purchasing houses below market value, investing in repairs and renovations, and then reselling them. Our profit comes from the difference between our purchase price (which accounts for our costs and a reasonable margin) and the eventual resale price after improvements. This business model allows us to offer the convenience of an as-is cash sale.

If I sell for cash in Florida, is it reported to the IRS or does capital gains tax apply?

Any property sale in Florida is typically reported to the IRS by the closing agent via Form 1099-S. Capital gains tax may apply if you sell your property for more than you bought it for (plus certain improvements), depending on your specific circumstances and holding period. We are not tax advisors, so we always recommend consulting a qualified CPA or tax professional to understand your individual tax obligations.

What if my Holley house has code violations or unpermitted work?

Code violations or unpermitted work are common problems we help Holley homeowners with. Max Cohen, our founder, is a Licensed General Contractor, so we understand what it takes to bring a property up to code. We buy houses with these issues as-is, saving you the hassle and expense of dealing with county permits and fines.

Can I sell my Holley house if I'm behind on mortgage payments or facing pre-foreclosure?

Yes, absolutely. We often work with Holley homeowners who are behind on payments or facing pre-foreclosure. A cash sale can provide a quick solution to avoid the long-term impacts of foreclosure, giving you a fresh start. We can often close fast enough to help you get out from under the debt.

Other Florida Cities We Help Near Holley