Yes, you can sell a house with sinkhole damage or history in Florida. You must disclose known sinkhole activity, but cash buyers purchase these properties as-is. We buy sinkhole homes throughout Florida — especially in Pasco, Hernando, and Hillsborough counties where sinkholes are most common.
Florida Sinkhole Disclosure Laws
Florida Statute §627.7073 requires sellers to disclose any known sinkhole testing or repairs. If a geological report was done, you must provide it to the buyer. If your property has been tested and confirmed as having sinkhole activity, this becomes part of the property's permanent record. Hiding sinkhole history is fraud and can result in significant legal liability. Full disclosure protects you — especially when selling to a buyer who knowingly purchases sinkhole properties.
Sinkhole Repair Costs in Florida
Sinkhole remediation in Florida typically costs $10,000-$100,000+ depending on severity. Compaction grouting (injecting cement into the ground) runs $20,000-$50,000. Underpinning with steel piers costs $30,000-$80,000+. Cosmetic repairs to walls, floors, and foundations add another $5,000-$30,000. Insurance coverage for sinkholes has become increasingly limited in Florida since 2011 reforms, with many policies only covering "catastrophic ground cover collapse" rather than gradual sinkhole activity.
Why Sinkhole Homes Are Hard to Sell Traditionally
Traditional buyers face three major hurdles with sinkhole properties: (1) Lenders often refuse to finance properties with sinkhole history, even after remediation. (2) Insurance is extremely difficult to obtain — many carriers won't write policies for known sinkhole properties. (3) Appraisals come in lower due to the stigma. These barriers make cash buyers virtually the only market for sinkhole homes.
Florida's Sinkhole Belt
Central Florida's limestone geology makes it the most sinkhole-prone region in the world. Pasco County alone averages 1 sinkhole insurance claim per day. Hernando, Hillsborough, Pinellas, and Marion counties are also high-risk areas. If you own property in these counties and notice cracks in walls, sticking doors, or ground depressions, you may have sinkhole activity. Whether confirmed or suspected, we buy these properties as-is.
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida remains the most expensive state for homeowners insurance, with annual premiums averaging $5,800–$10,400/year ($485–$865/month). Good news: Citizens recommending 2.6% average rate decrease — first since 2015 — with 3 in 5 policyholders expected to save ~$359/year, effective June 1, 2026 (if approved by OIR). Legal reforms are stabilizing the market and attracting more private carriers back to the state.
📊 2026 Florida Insurance Data
FL Insurance Cost$5,800–$10,400/year
Sinkhole Inspection$3,000–$8,000
Sinkhole Repair$10,000–$100,000+
With Cash BuyerSold as-is, no repairs required
FL DOM77–80 days
0,400/year ($485–$865/month). Good news: Citizens recommending 2.6% average rate decrease — first since 2015 — with 3 in 5 policyholders expected to save ~$359/year, effective June 1, 2026 (if approved by OIR). Legal reforms are stabilizing the market and attracting more private carriers back to the state.
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida remains the most expensive state for homeowners insurance, with annual premiums averaging $5,800–$10,400/year ($485–$865/month). Good news: Citizens recommending 2.6% average rate decrease — first since 2015 — with 3 in 5 policyholders expected to save ~$359/year, effective June 1, 2026 (if approved by OIR). Legal reforms are stabilizing the market and attracting more private carriers back to the state.
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida remains the most expensive state for homeowners insurance, with annual premiums averaging $5,800–$10,400/year ($485–$865/month). Good news: Citizens recommending 2.6% average rate decrease — first since 2015 — with 3 in 5 policyholders expected to save ~$359/year, effective June 1, 2026 (if approved by OIR). Legal reforms are stabilizing the market and attracting more private carriers back to the state.
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida remains the most expensive state for homeowners insurance, with annual premiums averaging $5,800–$10,400/year ($485–$865/month). Good news: Citizens recommending 2.6% average rate decrease — first since 2015 — with 3 in 5 policyholders expected to save ~$359/year, effective June 1, 2026 (if approved by OIR). Legal reforms are stabilizing the market and attracting more private carriers back to the state.
