In Florida, sellers typically pay 6-10% of the sale
price in closing costs. On a $300,000 house, that's $18,000-$30,000. When
you sell to us, we pay all closing costs—you keep more of the sale.
Breakdown of Seller Closing Costs
Cost
% of Sale
On $300K Home
Realtor Commissions
5-6%
$15,000-$18,000
Owner's Title Insurance
0.5-1%
$1,500-$3,000
Documentary Stamps
0.7%
$2,100
Title Search & Settlement
0.5%
$500-$1,500
HOA Estoppel Letter
—
$150-$500
Prorated Taxes/HOA
Varies
Varies
Total
6-10%
$18,000-$30,000
When You Sell to Us
When you sell to FL Home Buyers, the math changes:
No realtor commissions: Save 5-6% immediately
We pay title fees: Title insurance, title search, settlement
fees
We pay doc stamps: The 0.7% documentary stamp tax
Our offer = your net: What we offer is what you get at
closing
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Doc Stamps$0.70 per $100 of sale price
Title Insurance$5.75 per $1,000 (first $100K)
00 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Doc Stamps$0.70 per $100 of sale price
Title Insurance$5.75 per $1,000 (first $100K)
M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
Seller Closing Costs3.28% of sale price (excluding commissions)
With Commissions7–8% when including commissions
Avg Commission5.59% average total (2.81% listing + 2.78% buyer agent)
