Updated January 2026
What Are Closing Costs When Selling a House?
Quick Answer
In Florida, sellers typically pay 6-10% of the sale price in closing costs. On a $300,000 house, that's $18,000-$30,000. When you sell to us, we pay all closing costs—you keep more of the sale.
Breakdown of Seller Closing Costs
| Cost | % of Sale | On $300K Home |
|---|---|---|
| Realtor Commissions | 5-6% | $15,000-$18,000 |
| Owner's Title Insurance | 0.5-1% | $1,500-$3,000 |
| Documentary Stamps | 0.7% | $2,100 |
| Title Search & Settlement | 0.5% | $500-$1,500 |
| HOA Estoppel Letter | — | $150-$500 |
| Prorated Taxes/HOA | Varies | Varies |
| Total | 6-10% | $18,000-$30,000 |
When You Sell to Us
When you sell to FL Home Buyers, the math changes:
- No realtor commissions: Save 5-6% immediately
- We pay title fees: Title insurance, title search, settlement fees
- We pay doc stamps: The 0.7% documentary stamp tax
- Our offer = your net: What we offer is what you get at closing
Want to see what you'd net? Call (561) 258-9405 or get a cash offer.