Market update: cash offers still closing near ZIP 32456 in Port St. Joe this month. Get your fair offer now!

Sell Your House Fast in Port St. Joe, Florida

Skip the waiting game. While houses in Port St. Joe average XX days on market, we offer a calm, numbers-first plan instead of more chaos. We buy houses in Port St. Joe exactly as-is, with cash. No agents, no repairs, no commissions.

As seen on CBS12, FOX, ABC7, WFLX.

Get Your No-Obligation Cash Offer

No repairs. No fees. No obligation.

Local Florida buyer. Licensed contractor. BBB A+ Accredited. Backed by real renovation numbers in Gulf County.
Max Cohen, Founder of FL Home Buyers and Licensed General Contractor

Max Cohen

Licensed General Contractor & Founder

A Local Buyer Who Understands Port St. Joe Homes

Hi, I'm Max Cohen. Living and working here in Florida, I know Port St. Joe houses well. Many homes, especially those 1960s-era concrete block or wood-frame properties with stucco or vinyl siding, have seen their share of Florida weather. I've spent years as a licensed general contractor, so when I look at a property, say in Windmark Beach or downtown, I see the real potential, not just the problems like those hurricane-damaged roofs and underlying water intrusion issues that plague many Gulf Coast properties.

That means when we make an offer for your Port St. Joe home, it’s not some random guess. It’s based on actual renovation costs and what it takes to bring a house back to life. Whether you're dealing with a difficult inherited property, a rental that’s seen better days, or trying to navigate storm damage and insurance claim drama, we can help. We buy houses for cash, and we’ve helped over 100 families across Florida since 2014, with FL Home Buyers operating under its current brand since 2019. We're here to offer you a straightforward, no-hassle sale.

FL Home Buyers
Local Agent (Est.)
0% Commission
~6% Commission ($22,500 on a $375,000 home)

Is Port St. Joe a Seller's Market or Buyer's Market?

Seller's Market Buyer's Market

Currently, Port St. Joe leans slightly towards a seller's market, but conditions can shift quickly, and traditional buyers are getting picky.

  • Tired of Waiting? While the market might favor sellers, getting to closing can still take months with agents and picky bank buyers who want every little repair done.

  • Buyer Pickiness: Higher interest rates and stricter lending rules mean traditional buyers in Port St. Joe are scrutinizing properties more closely, often backing out over minor issues or requiring you to handle repairs.

  • Clear Alternative: We offer a direct cash purchase for your Port St. Joe home, giving you a calm, numbers-first plan instead of more chaos.

How We Buy Houses in Port St. Joe

  1. 1

    Call or Fill Out the Form

    Tell us a bit about your Port St. Joe house. Just the basics: address, condition, why you're looking to sell. We're interested in all types of situations, whether it's an old rental in downtown or an inherited home in North Port St. Joe.

  2. 2

    Get Your Cash Offer

    We'll schedule a quick, no-pressure walkthrough of your property. This can be in-person or virtual. Based on what we see and the market in Port St. Joe, we'll present you with a fair, clear, written cash offer. No games, no junk fees.

  3. 3

    Close on Your Schedule

    If our offer works for you, we'll handle all the paperwork and coordinate closing with a reputable Florida title company. You pick the closing date—as fast as 7 days or up to 60 days, whatever you need. We'll even cover standard closing costs. This is a clean exit from a stressful house.

Understanding Florida Foreclosure & Property Taxes

Facing foreclosure in Port St. Joe can feel overwhelming. Florida is a judicial foreclosure state, meaning the lender has to go through the courts. This process can take anywhere from 200-270 days, sometimes longer. If you're behind on payments, it’s important to act quickly. Selling your house for cash can be a way to avoid foreclosure and protect your credit.

The Gulf County Clerk of Courts handles foreclosure filings here. Keeping up with property taxes is also crucial. The Gulf County Property Appraiser's Office assesses property values annually, which directly impacts your tax bill. Unpaid taxes can lead to tax liens and eventually a tax deed sale, complicating your property ownership. We can often help if you're under pressure from tax liens or behind on mortgage payments.

Repair Costs: Port St. Joe Home vs. Selling As-Is

When you're looking to sell, the thought of fixing up your house can be daunting, especially after dealing with Gulf Coast weather. For many 1960s-era concrete block homes in Port St. Joe, common issues like hurricane-damaged roofs and underlying water intrusion issues can quickly add up.

Issue Estimated Repair Cost Selling As-Is Cost (FL Home Buyers)
Hurricane-damaged Roof / Water Intrusion $10,000 - $30,000+ $0
Minor Cosmetic Updates (Paint, Flooring) $5,000 - $15,000 $0
Electrical System (e.g., outdated panels) $3,000 - $8,000 $0
Code Violations / Unpermitted Work Varies, $2,000 - $10,000+ $0

We Buy Houses Throughout Port St. Joe and Surrounding Gulf County

Whether your house is a cozy spot near downtown Port St. Joe, a family home in North Port St. Joe, or a coastal property out in Windmark Beach, we’re interested. We understand the local market and the unique charm—and challenges—of living here.

From the peaceful streets where you can hear the Bay, to the properties along US-98 that deal with seasonal traffic, we’ve seen it all. We buy houses for cash across all Port St. Joe neighborhoods. If you're dealing with flood worries in a low-lying area or just need a simple sale without the fuss of traditional real estate, we’re here to help.

Ready to get a fair cash offer for your Port St. Joe home? Connect with us today.

Hear From Other Florida Home Sellers

“Selling my rental after the last tenants left it a mess was a huge relief. FL Home Buyers gave a fair price and closed so fast. Didn't have to lift a finger.”

- Sarah M., Miami

“Inheriting my mother's house was stressful enough, let alone selling it. Max and his team were so understanding and made the process simple. I got my cash quickly and could finally close that chapter.”

- John D., Palm Bay

“Needed to sell house fast for cash after a job relocation. FL Home Buyers made a clear offer, handled everything, and closed without a hitch. Truly professional and reliable.”

- Emily R., Fort Lauderdale

Real Florida Deals We’ve Worked On

We've helped sellers across Florida, from the Panhandle to South Florida. These aren't just numbers; they're real people, real situations, and real homes.

Common Questions About Selling Your House for Cash in Port St. Joe

Are cash home buyers legit in Port St. Joe?

Yes, cash home buyers like us are legitimate in Port St. Joe. We operate under FL Home Buyers, led by Max Cohen, a licensed general contractor, and we're BBB A+ Accredited here in Port St. Joe, FL. We make direct, clear cash offers without hidden fees, and all transactions close through reputable Florida title companies to ensure everything is handled properly and legally.

How much do cash home buyers typically offer in Port St. Joe?

Our offers are based on a few things: the house's current condition, what it would be worth after repairs in Port St. Joe, and the costs involved in bringing it up to market standard. We aim for fair, competitive cash offers that reflect a quick, as-is sale, often covering your closing costs. We'll walk through the numbers clearly so you understand exactly how we arrived at our offer.

How fast can you sell a house as-is in Port St. Joe?

When you work with us, we can often close on your Port St. Joe home in as little as 7-14 days. Since we pay cash and buy as-is, there's no need for bank financing, appraisals, or lengthy inspection periods. You pick the closing date that works best for your schedule, which can be fast or take longer if you need more time.

Can you close in 2 weeks in Florida?

Yes, we absolutely can close in as little as 2 weeks here in Florida. Our streamlined cash buying process, combined with closing through a local Florida title company, allows us to move much faster than traditional sales. If you're facing a tight deadline or just need to sell quickly, we can accommodate a fast closing on your timeline.

Do you charge fees or cover closing costs?

We don't charge any commissions or hidden fees. Our offer is the net amount you receive. In most cases, we also cover standard closing costs, saving you even more money. The goal is to provide a truly simple, transparent sale without unexpected deductions.

What documents do I need for a cash sale in Florida?

For a typical cash sale in Florida, you'll generally need the property's deed, a clear title, and any relevant trust or probate documents if applicable. We work with a reputable Florida title company that will guide you through all the necessary paperwork to ensure a smooth and secure transaction.

What are the risks with ‘we buy houses’ companies, and how do I protect myself?

Some risks with less reputable 'we buy houses' companies can include lowball offers, changing terms last minute, or hidden fees. To protect yourself, always work with a company that has a strong local reputation, is BBB A+ Accredited here in Port St. Joe, FL, and closes through a legitimate, third-party Florida title company. Max Cohen, a licensed contractor, leads our team, ensuring transparent and fair dealings. If you’re looking for cash home buyers reviews, check out our testimonials.

Can I sell without repairs or inspections?

Absolutely. That's one of the biggest benefits of selling to FL Home Buyers. We buy houses in Port St. Joe completely 'as-is,' meaning you don't need to fix anything. No repairs, no cleaning, and no worrying about inspection contingencies. We handle any issues after closing. We buy houses for cash, allowing you to walk away from any needed work.

Can you buy a tenant-occupied house in Port St. Joe?

Yes, we can definitely buy your tenant-occupied house in Port St. Joe. You don't need to worry about evicting tenants or dealing with lease agreements. We'll take over the property as-is, tenants and all, making it a simple process for landlords who are ready to move on.

Can you buy an inherited or probate house in Port St. Joe?

Yes, we specialize in buying inherited and probate properties in Port St. Joe. Dealing with a loved one's estate can be complex and emotional. We can help simplify the process by providing a fast cash offer, even if the house needs significant work or is tied up in probate court. We work with you and your legal representatives to ensure a smooth transaction.

How do cash home buyers work?

Our process is simple: you tell us about your Port St. Joe property, we schedule a quick walkthrough (virtual or in-person), and then we present you with a fair, no-obligation cash offer. If you accept, we close on your preferred date at a local Florida title company, and you get your cash. No agents, no showings, no stress.

How do cash home buyers make money?

We make money by purchasing properties at a fair price, investing in necessary renovations, and then reselling them. Our business model relies on buying houses efficiently, making smart repairs, and improving communities. We factor in all costs, including repairs, holding costs, and resale value, to arrive at an offer that works for both us and the seller.

If I sell for cash in Florida, is it reported to the IRS or does capital gains tax apply?

When you sell a property, whether for cash or through traditional means, the sale is generally reported to the IRS. Capital gains tax may apply depending on your specific financial situation, how long you owned the property, and how much profit you made. We are not tax advisors, so we strongly recommend consulting with a qualified CPA or tax professional for personalized advice on your specific circumstances.

What if my Port St. Joe house has unpermitted work or code violations?

Many older homes in Port St. Joe have had work done without proper permits, especially after storms, or might have existing code violations from the city. This can be a headache to deal with. We buy houses with unpermitted work or code issues all the time, so you don't have to fix anything or worry about getting permits retroactively. We handle it after closing.

Can I stay in my Port St. Joe house after closing?

We understand that moving can be complicated, especially in a place like Port St. Joe where finding a new spot takes time. We can often work out arrangements for you to stay in your house for a short period after closing, giving you extra time to pack, move, or sort out your next steps. Just let us know your needs, and we'll see what's possible.

Other Florida Cities We Help Near Port St. Joe

Ready to sell your house?

Get My Cash Offer