Sell Your Storm or Fire Damaged House in Florida
Last updated: February 2026
Hurricane damage, fire damage, or other disasters? We buy damaged houses as-is. No need to deal with insurance claims or contractors—we handle everything. Close in 7-60 days.
Get My Cash Offer
Us vs. Franchises: What's the Difference?
| Factor | FL Home Buyers | Franchises |
|---|---|---|
| Negotiation | Yes, we negotiate | Fixed pricing |
| Fair Price | Market-based offers | Lowball offers |
| Local Knowledge | Florida-focused | National chain |
| Flexibility | Custom solutions | One-size-fits-all |
How to Know We're Legit
Worried about scams? Here's how to verify we're the real deal:
Proof of Funds
We can show proof of funds. Ask us. Real buyers have real money.
Local Office
We're based in Palm Beach Gardens, FL. You can visit our office.
BBB A+ Accredited
Check our BBB rating. We're A+ accredited. That means something.
Licensed General Contractor
We're licensed. You can verify our license with the state.
Storm Damage Needs Immediate Attention
Storm damage can make your house unsellable through traditional means. Insurance claims can take months, and repairs can cost thousands. Meanwhile, you're stuck paying for a damaged property you can't live in or sell.
Why Selling Your Storm-Damaged Home to Us Works
We Buy As-Is
We buy houses in any condition—no need to fix anything before selling.
Fast Closing
We can close in 7-60 days—much faster than traditional sales.
Fair Market Value
We provide fair offers based on market value, not lowball offers.
No Commissions or Fees
We don't charge commissions or junk fees. The price we offer is the price you get.
How We Handle Storm damage
Here's how we can help:
- We assess your situation and understand your needs.
- We make a fair cash offer based on market value.
- We buy the house as-is, with all conditions.
- We can close in 7-60 days on your timeline.
- You get cash and can move on quickly.
Want to learn more? Check out how it works or read our blog post about selling fast in Florida.
Real Example
We help homeowners in storm damage situations throughout Florida. Contact us to discuss your specific situation and get a fair cash offer.
Florida Real Estate Law
Reference: Florida Statutes §689 (Conveyances)
- Florida law requires full disclosure of known defects under §689.25 — as-is sales to us eliminate your disclosure risk.
- Florida has no state income tax, which can be advantageous when structuring a quick sale and relocating.
- Title insurance is required by Florida law for all real estate transactions to protect both buyer and seller.
- We close with a licensed Florida title company that handles all paperwork, payoffs, and recordings.
Florida remains the most expensive state for homeowners insurance, with annual premiums averaging $5,800–$10,400/year ($485–$865/month). Good news: Citizens recommending 2.6% average rate decrease — first since 2015 — with 3 in 5 policyholders expected to save ~$359/year, effective June 1, 2026 (if approved by OIR). Legal reforms are stabilizing the market and attracting more private carriers back to the state.
📊 2026 Florida Insurance & Storm Data
Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026
Get Your Cash Offer Today
Get a no-obligation cash offer. We'll tell you exactly what we'd pay and why. Close in 7-60 days.
Get Your Cash Offer
Tell us about your property. We'll give you a real number and help you move on without the cleanup stress.
We Handle This Situation in Every Florida County
See local market data and get a fair cash offer in your county:
📖 Related Guide
How to Sell a Hurricane-Damaged House in Florida