How Fast Can You Sell a House for Cash in Florida?

Day-by-Day Cash Sale Timeline

A cash sale in Florida can close in as little as 7 days. Here's what a typical timeline looks like when you sell to FL Home Buyers:

• Day 1: You contact us by phone or through the website. We ask about the property's condition, location, and your timeline.
• Day 2-3: Max Cohen or someone from our team does a walkthrough (in person or virtual). We're looking at structure, roof, mechanicals, and overall condition.
• Day 3-5: We present a written cash offer. No haggling over appraisals or financing contingencies.
• Day 5-7: If you accept, we open with the title company. They order a title search and begin preparing closing documents.
• Day 7-14: Title clears, you sign at the title company (or with a mobile notary), and you get paid. Wire transfer or cashier's check, your choice.

Most cash sales close within 14 days. We've done it in 7 when title is clean and the seller is ready. The limiting factor is almost always the title search, not us.

Cash Sale vs. Traditional Sale Timeline

The title search is the same 3-5 business days either way. In a financed sale, the lender adds 21-30 days of underwriting, an appraisal (another 7-14 days), and a pile of conditions that can cause last-minute delays or cancellations. Cash removes all of that.

What Can Slow Down a Cash Closing?

Even with cash on hand, a few things can push the timeline past 14 days:

• Title issues: Outstanding liens, judgments, or gaps in the chain of title. The title company needs these resolved before they'll insure the sale. Simple liens get cleared in a few days; complex ones can take 2-4 weeks.
• HOA estoppel letters: Florida law (F.S. 720.30851) gives HOAs up to 10 business days to issue an estoppel letter, and some associations take every one of those days. Condo associations can take up to 15 business days. This is often the slowest part of a cash closing on an HOA property.
• Probate sales: If the property is in probate, you'll need Letters of Administration and possibly a court order before the title company can close. This can add 30-90 days depending on the county court's schedule.
• Tenant occupancy: If tenants are in the property, coordination is needed. FL Home Buyers buys tenant-occupied properties, but the lease situation affects the timeline.
• Seller availability: If you're out of state or can't make it to a closing office, we can arrange a mobile notary to come to you. Florida allows remote online notarization (RON) too, so you can sign via video call from anywhere.

How FL Home Buyers Closes in 7 Days

We close faster than most cash buyers because we keep the process tight:

• Cash on hand: No bank approval, no hard money lender, no waiting for wire transfers
• No appraisal: We determine value ourselves based on market comps and property condition
• As-is purchase: No inspection contingencies, no repair negotiations
• Title company relationships: We work with local title companies across Florida that prioritize our files because of consistent volume
• Mobile and remote closing: We'll send a notary to your door if that's easier, or set up a remote online notarization

We've closed over 100 properties across all 67 Florida counties. The fastest was 5 business days on a property in West Palm Beach with clean title and a motivated seller. The average is 10-12 days.