How Much Do Cash Home Buyers Pay?
Last updated: February 2026
Quick Answer
Cash buyers typically offer 70-85% of market value. But when you subtract commissions, repairs, closing costs, and carrying costs from a traditional sale, the net proceeds are often similar—and you get your money weeks or months faster.
The Real Math: Cash Sale vs Traditional Sale
Let's use a $300,000 home as an example:
| Cost | Traditional Sale | Cash Sale |
|---|---|---|
| Sale Price | $300,000 | $255,000 (85%) |
| Agent Commission (6%) | -$18,000 | $0 |
| Seller Closing Costs (2%) | -$6,000 | $0 (we pay) |
| Repairs/Concessions | -$10,000 | $0 (as-is) |
| Carrying Costs (3 mo) | -$6,000 | $0 |
| Net Proceeds | $260,000 | $255,000 |
In this example, the homeowner nets only $5,000 more going the traditional route—but waits 3+ months longer and deals with showings, inspections, and uncertainty.
What Affects Cash Offer Amounts?
- Property condition—homes needing major repairs get lower offers
- Location—high-demand areas command better offers
- Market conditions—buyer competition affects pricing
- Speed needed—ultra-fast closings may adjust pricing slightly
- Comparable sales—what similar homes recently sold for
When a Cash Offer Makes Sense
Cash sales are ideal when:
- You need to sell fast (foreclosure, relocation, divorce)
- Your home needs significant repairs
- You don't want to deal with showings and negotiations
- You value certainty over maximizing price
- You're an out-of-state owner managing a property remotely
Get a free, no-obligation offer to see exactly what we'd pay for your property. We'll show you our math—no pressure, no games.