Updated January 2026

Should I Sell My House Now or Wait in 2026?

Last updated: February 2026

Florida home in residential neighborhood with tropical landscaping

Quick Answer

It depends on your situation, not the market. If you need to sell (financial, life changes, job relocation), sell now. Trying to time the market is usually a losing game.

Sell Now If...

  • ✓ You're facing foreclosure or financial hardship
  • ✓ You're relocating for work and need certainty
  • ✓ Divorce or estate requires quick resolution
  • ✓ Property is costing you money (taxes, repairs, insurance)
  • ✓ You've already found your next home

Consider Waiting If...

  • ✓ You don't need to move urgently
  • ✓ Property value is increasing in your area
  • ✓ Your home needs repairs you're planning to make
  • ✓ Interest rates are expected to drop significantly

Florida 2026 Market Snapshot

  • Prices: Stable to slightly increasing in most markets
  • Inventory: Moderately balanced, not a seller's panic
  • Interest rates: Higher than 2021-2022, but stable
  • Buyer demand: Strong for move-in ready homes, weaker for fixer-uppers

The Hidden Costs of Waiting

Every month you wait costs money:

  • • Property taxes: ~$200-500/month on average Florida home
  • • Insurance: Often $300-600/month in Florida
  • • Maintenance and utilities: Varies
  • • Opportunity cost: What else could you do with that equity?

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As of February 2026, the Florida statewide median home price is $415,000, down from a $450,000 peak in 2022 but still 40% higher than pre-COVID levels. Homes are spending 77–80 days on the market — significantly longer than the national median of 50 days. Single-family inventory stands at 5.1 months for single-family homes and 9+ months for condos, signaling a more balanced market with buyers gaining negotiating leverage.

📊 2026 Florida Market Data

FL Median Price $415,000
Price Trend down from a $450,000 peak in 2022
2026 Forecast flat to -1.9% in 2026
Avg DOM 77–80 days
Insurance Cost $5,800–

As of February 2026, the Florida statewide median home price is $415,000, down from a $450,000 peak in 2022 but still 40% higher than pre-COVID levels. Homes are spending 77–80 days on the market — significantly longer than the national median of 50 days. Single-family inventory stands at 5.1 months for single-family homes and 9+ months for condos, signaling a more balanced market with buyers gaining negotiating leverage.

📊 2026 Florida Market Data

FL Median Price $415,000
Price Trend down from a $450,000 peak in 2022
2026 Forecast flat to -1.9% in 2026
Avg DOM 77–80 days
Insurance Cost $5,800–$10,400/year while waiting
0,400/year while waiting