We Buy Houses for Cash in Florida
Quick Answer
Yes, we buy houses for cash across Florida. The useful question is whether your property fits a direct cash sale better than a retail listing. We make written offers after a property review, buy as-is, and close through a Florida title company when title, payoff, lien, tax, and ownership issues are ready.
- Written cash offer after a property review -- no buyer mortgage approval or appraisal contingency
- Choose your closing date after title is clear -- with payoff statements and seller documents ready
- Written seller-cost terms -- closing costs, payoffs, liens, taxes, and HOA balances are handled through settlement
- No pre-sale repairs or showings -- condition is priced into the offer
Max Cohen
Licensed GC • Buying Since 2014
"A statewide page should still be grounded in real Florida experience. We use local comparable sales, real repair pricing, and title-company closings instead of giving a generic number from a call center."
How We Buy Houses in Florida
Three steps. No listing agreement, open houses, or buyer financing contingency.
Contact Us
Fill out the form or call 561-258-9405. Give us the address, condition, occupancy status, and your preferred timeline.
Get a Written Cash Offer
We pull local comparable sales, estimate repairs, review the situation, and send a written number after the property review.
Close and Get Paid
Pick your closing date. The title company handles deed, payoff, and settlement paperwork before funds are disbursed.
Where a Statewide Buyer Is Useful
A statewide buyer is useful only when the process still stays local: local comparable sales, local property conditions, Florida title work, and clear written terms.
Use regional proof before trusting a claim
Look for actual purchase history, case studies, local repair examples, and pages that explain the market you are in. A buyer claiming "all of Florida" should still be able to talk about your county and title issues intelligently.
Match the page to your real problem
A statewide cash page is a starting point. If your issue is foreclosure, probate, code violations, mold, tenants, or a specific city, use the more specific page so you can judge whether the buyer understands that problem.
Damaged, Dated, or Hard-to-Finance Houses We Review
A cash sale is often about removing financing, repair, and timing risk, not pretending those issues do not exist.
Fixer-Uppers
Outdated kitchens, old flooring, popcorn ceilings, and deferred maintenance can be priced into the offer.
Fire & Flood Damage
Smoke, storm, water, and flood damage are reviewed as repair scope.
Inherited Houses
Probate and estate sales may require extra ownership and title review.
Code Violations
Open permits, liens, and violations need to be reviewed before final terms are set.
Foreclosures
Behind on payments? Timing depends on auction date, payoff amount, and title status.
Bad Roof / AC
Insurance and lender-required repairs can block retail buyers but can be priced into a cash sale.
Tenant Issues
Tenant issues require lease, deposit, notice, and occupancy details before closing.
Divorce Sales
Divorce sales may require both owners, attorneys, or court approval before closing.
When a Cash Buyer Helps, and When It Might Not
A direct cash sale is a tool. It is not automatically the right answer for every Florida seller.
It may make sense when the house has friction
- Insurance or lender problems: old roof, unsafe electrical, open permits, severe damage, or repair items a retail buyer's lender may not accept.
- Title or ownership pressure: probate, divorce, liens, unpaid HOA balances, code violations, or multiple owners who need a clean closing path.
- Occupancy problems: tenants, family members in the property, a vacant house you cannot keep checking, or a house full of personal property.
- Timing matters more than top price: a foreclosure date, estate carrying costs, relocation, assisted living, or repairs you do not want to fund.
Listing may be better when the property is simple
- The home is clean and financeable: roof, insurance, appraisal, and inspection issues are unlikely to block a retail buyer.
- You can wait for the market: you are not carrying expensive HOA dues, taxes, utilities, mortgage payments, or maintenance you cannot manage.
- You can handle showings and repairs: the house can be photographed, shown, negotiated, inspected, and appraised without creating more stress.
- You mainly want maximum retail price: compare our written cash offer against a realistic net sheet from a local agent before deciding.
How to compare the options: ask for the cash offer in writing, then compare it to a retail-sale estimate after repairs, commissions, seller concessions, holding costs, closing costs, and the risk of the buyer asking for credits after inspection. The higher headline price is not automatically the higher net number.
These links are public legal references, not legal advice. A Florida title company, attorney, or court record controls the final closing requirements.
Florida Markets We Review
We review properties statewide, with the strongest local experience in the markets below. If a property is outside our active area, we confirm that before asking you for extra documents.
South Florida
Miami, Fort Lauderdale, West Palm Beach, Boca Raton
Central Florida
Orlando, Tampa, Clearwater, Lakeland, Lake County
Gulf Coast
Naples, Sarasota, Fort Myers, Cape Coral, Port Charlotte
North Florida
Jacksonville, Gainesville, Tallahassee, Pensacola
Frequently Asked Questions
How do "we buy houses" companies work in Florida?
You call us or fill out the form. We pull local comparable sales, review the property, and make a written cash offer after the property review. No public listing or open-house process, and no buyer mortgage approval step. You pick the closing date, the title company handles closing, and the contract states which seller costs we cover.
Are "we buy houses for cash" companies legit?
Some are. Many aren't. FL Home Buyers is BBB A+ Accredited, led by Max Cohen, a Licensed General Contractor (CGC1534000). We've been buying homes in Florida since 2014. We close with a Florida title company and provide written offers with clear written terms. Ask any company for documentation of available closing funds and a license number before signing anything.
How fast can you close on my Florida house?
Some title-ready sales can move quickly. Many sellers choose 14 to 30 days, and longer timelines can make sense when you need time to move, coordinate heirs, or wait for title work. The realistic date depends on title, payoff statements, HOA or lien balances, seller paperwork, and your preferred move date.
What condition issues can you review?
We review fire damage, flood damage, mold, foundation cracks, failing roofs, failed septic systems, code violations, and houses with personal property left inside. Final terms depend on access, repair scope, title status, local resale value, and whether the numbers work. You do not need to repair or clean before we review it.
What areas of Florida do you buy houses in?
We review houses across Florida and are most active in Palm Beach County, Broward, Miami-Dade, Orange County, Hillsborough, Pinellas, Duval, St. Lucie, and Lake County. For a remote or lightly covered market, we will tell you whether we can review it directly before asking for deeper paperwork.
Get a Cash Offer
Tell us about your property and we'll review whether a written cash offer makes sense.