Sell Your House Fast in Key Largo, Florida
Facing a slow market with houses sitting for + days? We offer a cash-out plan that lets you breathe again for your Key Largo home.
No showings. No repairs. No fees. Just a clear cash offer on your schedule.
Local Florida buyer. Licensed contractor. BBB A+ Accredited here in Key Largo, FL. Backed by real renovation numbers in Monroe County.
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Get Your No-Obligation Cash Offer
No repairs. No fees. No obligation.
Meet Max Cohen: Your Key Largo Cash Home Buyer
Hi, I'm Max. I’ve been buying houses locally across Florida since 2014, and specifically in Key Largo and the Keys for years. I know the unique challenges here, from the salt air corrosion on older HVAC units and windows to finding reliable contractors after a storm. Dealing with a Key Largo property can be different.
As a Licensed General Contractor, I see the real cost of repairs. This means when we buy houses in Key Largo, our cash offers are grounded in reality, not guesswork. We've helped folks here with everything from inherited messes in Rock Harbor to rental properties with bad tenants in Anglers Park. Our promise is simple: clear numbers, simple terms, no junk fees, no games.
"In Key Largo, especially with older CBS homes, you often face issues like hurricane hardening updates or unexpected plumbing surprises," explains Max Cohen. "Being a contractor first means we can accurately assess these, offering a fair price that truly reflects the home's condition, without nickel-and-diming the seller."
Comparing Your Options:
The Real Key Largo Problems We Solve
Hurricane & Flood Damage
Living in Key Largo means dealing with hurricane season and FEMA flood zone AE designations. Even minor storms can cause major headaches, from roof leaks to saltwater intrusion. Insurance claims can drag on for months, leaving you with a damaged house and no clear path forward. We understand this local reality deeply.
See how we handle this →
Tired of Bad Tenants
Being a landlord in Key Largo can be tough, especially with managing long-term renters or dealing with unexpected vacancies. Bad tenants can trash a property, fall behind on rent, or refuse to leave, turning your investment into a constant headache. Eviction takes time and money in Monroe County courts.
See how we handle this →
Fines & Code Violations
Monroe County can be strict about property codes. Whether it’s unpermitted dock repairs or seawall work on waterfront homes, overdue hurricane shutter maintenance, or simply overgrown landscaping, code enforcement notices can stack up. These fines and the required fixes add stress and cost, especially if you're out-of-state.
See how we handle this →
Key Largo Market Meter: What’s it mean for you?
Key Largo currently leans slightly towards a buyer's market.
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Tired of Waiting? Many Key Largo homes are sitting on the market longer than usual, meaning more time for showings, price drops, and holding costs while you wait for the right buyer.
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Pickier Buyers: Higher interest rates and stricter lending mean buyers are more cautious and demanding. They want move-in ready, especially in desirable areas like Port Largo, making it hard to sell a house as-is.
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Your Calm Exit: We offer a straightforward way to be done with the headache, avoiding the uncertainty and endless delays of the traditional market. It's a cash-out plan that lets you breathe again, even if you need to sell house fast for cash.
Why Key Largo homeowners choose FL Home Buyers:
- Local Understanding: We know the nuances of Key Largo properties, from flood zone requirements to common older home issues.
- No Surprises: Our cash offers are transparent, with no hidden fees or last-minute deductions. We cover typical closing costs.
- Speed & Convenience: Close in as little as 7 days, or take your time. We adapt to your timeline, not the other way around.
- As-Is Condition: Sell your house fast for cash, no matter its condition. We buy properties with storm damage, old kitchens, or structural issues.
How We Buy Houses in Key Largo: A Simple Process
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Tell Us About Your Key Largo House
The easiest way to start is a quick call to (561) 258-9405 or filling out our online form. We just need a few basic details about your property – location, condition, and why you’re looking to sell. We listen to your situation without judgment, whether it’s an inherited property in need of serious work or a rental you're tired of managing.
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Get Your Fair Cash Offer
Max, our founder and Licensed General Contractor, will arrange a quick walkthrough of your Key Largo home. This can be in person or even virtual if you're out of state. It's not an inspection, just a look to understand the property's needs. Soon after, you'll receive a clear, written cash offer – no obligation, no hidden fees.
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Close on Your Schedule
If our offer works for you, we move quickly to close. We use a reputable Florida title company right here in the Keys or nearby, ensuring a smooth and secure transaction. We pay cash, cover typical closing costs, and work on your timeline – whether that's 7 days or 60. You can even stay a bit after closing if you need extra time to move. It's a clear path out of probate or landlord drama.
Understanding Florida Foreclosure Rules in Monroe County
Florida operates under a judicial foreclosure process, which means the lender must go through the Monroe County Clerk of the Circuit Court. This process can be lengthy, typically around 250 days or more, giving homeowners some time but also accumulating costs and stress. If you're behind on payments in Key Largo, ignoring the notices won't make them go away.
The best step is to explore your options early. We can often step in quickly with a cash offer to buy your house, even if you’re facing a pre-foreclosure situation. This can help you avoid the public record, preserve your credit, and get cash in hand before the bank takes over your Key Largo home.
Learn more about avoiding foreclosure →Repair Costs vs. Selling As-Is in Key Largo
| Common Key Largo Issue | Est. Repair Cost | Selling As-Is Cost |
|---|---|---|
| Salt air corrosion (HVAC/Windows) | $5,000 - $15,000+ | $0 (We cover) |
| Older galvanized plumbing issues | $3,000 - $10,000+ | $0 (We cover) |
| Unpermitted additions (deck/dock) | $10,000 - $30,000+ | $0 (We cover) |
| Hurricane shutter repair/replacement | $2,000 - $10,000+ | $0 (We cover) |
"Many Key Largo sellers are surprised by how quickly repair estimates climb," says a local Monroe County general contractor. "Factor in permits and delays, and an as-is sale can look very attractive."
We Buy Houses for Cash Across Key Largo and Beyond
Whether you're near John Pennekamp Coral Reef State Park, dealing with traffic on US-1 through Tavernier, or navigating the canals in Port Largo, we know the lay of the land. We're active in neighborhoods like Rock Harbor, Anglers Park, and throughout the Key Largo Community Park area. We offer cash home buyers near me solutions for properties in any condition, any situation.
Rock Harbor
Dealing with an older CBS home near the water? We understand the unique maintenance demands here. Skip the never-ending repair list.
Anglers Park
Inherited a property and dealing with the Monroe County probate process? We can help simplify the sale, even if it's tenant-occupied.
Port Largo
Facing HOA special assessments or flood insurance worries? We buy properties with complex ownership or costly fees. Get a clean exit from a stressful house.
Real Florida Sellers Trust FL Home Buyers
"I had to sell a house quickly in Key Largo after a job relocation. Max made the process incredibly easy and fair. He offered a clear path to being done with the headache without any hidden costs. I recommend them to anyone who needs cash home buyers reviews."
- Sarah M. from Key Largo
"Our Key Largo rental had terrible tenants, and we just wanted out. FL Home Buyers took over the property as-is, tenants and all. It was such a relief not to deal with eviction. We were able to sell our house fast for cash and close the chapter."
- David & Lisa P. from Marathon
"I inherited my uncle's old fishing cottage in Key Largo, and it needed everything. Max gave us a fair price and closed faster than I thought possible. It was such a relief, truly a simple way to move on without repairs. Highly recommend these cash home buyers near me."
- Emily T. from Orlando
Got a Specific Key Largo Challenge? We Can Help.
Real Stories & Case Studies from Florida
We've helped over 100 Florida families find a solution for their challenging properties. While every situation is unique, you might find a story similar to yours among these examples.
Miami: Urgent Relocation
A family needed to sell their Miami condo fast due to an unexpected job transfer. We closed in 10 days.
Fort Lauderdale: Problem Rental
An out-of-state owner was done with bad tenants and deferred maintenance. We bought it as-is.
West Palm Beach: Inherited Home
Siblings inherited a house that needed major repairs and sold it to us quickly to avoid probate hassles.
Your Questions About Selling Your Key Largo House Answered
Are cash home buyers legit in Key Largo?
Yes, FL Home Buyers is a legitimate cash home buyer in Key Largo. We’re a BBB A+ Accredited business in Florida, and our founder, Max Cohen, is a Licensed General Contractor. We close all transactions with local Florida title companies to ensure everything is handled properly and legally for you.
How much do cash home buyers typically offer in Key Largo?
Our offers are based on your Key Largo home's current market value if it were fully repaired, minus the cost of those necessary repairs, our selling costs, and a small profit margin. We provide clear, transparent numbers, so you see exactly how we calculate your offer. Every house is unique, especially in the Keys, so we provide a tailored offer after a quick walkthrough.
How fast can you sell a house as-is in Key Largo?
With FL Home Buyers, you can sell your Key Largo house as-is, typically closing in 7 to 60 days. We can often accelerate the process if you're in a hurry, or we can work on your timeline if you need more time to make arrangements. The speed is one of the main advantages of a cash sale.
Can you close in 2 weeks in Florida?
Yes, it’s possible. While our typical closing window is 7 to 60 days, we can absolutely aim for a 2-week closing if your Key Largo property title is clear and all necessary documents are ready. We understand that sometimes you need to sell your house fast for cash, and we’re set up to make that happen efficiently.
Do you charge fees or cover closing costs?
We do not charge any agent commissions or hidden fees when you sell to us. We also typically cover standard closing costs. The cash offer we present to you is the amount you'll receive at closing, making the process simple and predictable.
What documents do I need for a cash sale in Florida?
Generally, you'll need proof of ownership (your deed), photo ID, and any relevant mortgage or lien payoff statements. If it's an inherited property, probate documents will be necessary. Our team helps you navigate the specific documents required during the process with the title company.
What are the risks with ‘we buy houses’ companies, and how do I protect myself?
The main risks can involve lowball offers or hidden fees. To protect yourself, always work with a reputable company with a clear track record and positive cash home buyers reviews. Verify their BBB accreditation, check if they use licensed professionals (like our founder Max Cohen, a Licensed General Contractor), and ensure all transactions close through a trusted, third-party Florida title company, like we do at FL Home Buyers.
Can I sell without repairs or inspections?
Absolutely. That’s one of our core promises. We buy houses as-is in Key Largo. You don’t need to clean, fix anything, or worry about passing inspections. We handle all necessary repairs and updates after closing, letting you skip the time, expense, and stress.
Can you buy a tenant-occupied house in Key Largo?
Yes, we regularly buy tenant-occupied properties in Key Largo. You don't need to evict anyone or deal with landlord headaches. We'll take on the tenants and manage the property after closing, making it a smooth transition for you.
Can you buy an inherited or probate house in Key Largo?
Yes, inherited and probate properties are a common situation we help with in Key Largo. We understand the complexities of probate in Monroe County and can guide you through the process, providing a quick cash offer to help settle the estate without delay or costly repairs. We offer a simple way to move on without repairs.
How do cash home buyers work?
Cash home buyers like FL Home Buyers streamline the selling process. You contact us, we evaluate your Key Largo property, and then we provide a no-obligation cash offer. If you accept, we arrange a quick closing with a title company. We use our own funds, so there's no waiting for bank approvals, appraisals, or buyer financing to fall through. It’s a direct sale from you to us.
How do cash home buyers make money?
We make our money by purchasing properties below market value, making necessary repairs and improvements, and then either reselling or renting them. Our offer factors in renovation costs, holding costs, and our profit. We buy houses for cash, providing a convenience that traditional sales often can't match, especially for homes that need significant work.
If I sell for cash in Florida, is it reported to the IRS or does capital gains tax apply?
When you sell property, the sale is typically reported to the IRS by the title company on Form 1099-S. Capital gains tax may apply depending on how long you've owned the property, your profit, and your individual tax situation. We always recommend consulting with a qualified CPA or tax advisor to understand your specific obligations for selling your Key Largo home.
What if my Key Largo house has significant storm damage?
Living in the Keys, storm damage is a real concern. We buy houses with hurricane damage, flood damage, or any other storm-related issues. You don't need to file insurance claims, manage contractors, or perform any cleanup. We handle it all, providing a straightforward way to be done with the headache.
Can I sell my vacant Key Largo property from out of state?
Absolutely. Many of our sellers are out-of-state owners who inherited a Key Largo property or relocated for a job. We can handle the entire process remotely, from virtual walkthroughs to mail-away closings with the title company, making it easy to sell your house quickly from anywhere.
What if my Key Largo home has unpermitted work or code violations?
Unpermitted work and code violations are common in older Key Largo properties. You don't need to worry about getting permits, hiring contractors, or paying fines before selling. We buy properties with these issues as-is, taking on all the responsibility to bring them up to code after closing.
How does your BBB A+ Accredited status help me?
Our BBB A+ Accreditation here in Key Largo, FL, means we've committed to transparent and ethical business practices. It's an extra layer of trust and accountability for you, ensuring you're working with a reputable company that prioritizes integrity and fair dealings. We want you to feel confident and safe throughout the selling process.