Market update: cash offers still closing near ZIP 32068 and 32050 in Middleburg this month.

Sell Your House Fast in Middleburg, Florida

Tired of waiting? On average, homes in Middleburg sit for days. We offer .

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No repairs. No fees. No obligation.

Local Florida buyer Licensed contractor BBB A+ Accredited Backed by real renovation numbers in Clay County
Max Cohen, Licensed General Contractor and Founder of FL Home Buyers

Meet Max Cohen: Your Local Middleburg Buyer

I’m Max Cohen, a Florida Licensed General Contractor and the leader of FL Home Buyers. I’ve been working with houses locally since 2014, and my team understands the unique challenges Middleburg homeowners face. Whether it's an older home with polybutylene piping or a property battling failing septic systems common in our area, we see the real value, not just the current issues. Being both a contractor and a buyer means our cash offers are grounded in actual renovation costs. No wild guesses, just clear numbers. We’ve helped many folks in Clay County move on from inherited properties, messy rentals, or homes damaged by storms and tricky insurance claims. We buy houses in Middleburg for cash, making the process simple for you.

FL Home Buyers vs. Traditional Listing

Your offer to us:
Net Cash Offer
Agent commissions (6% on $350k):
-$21,000
Typical closing costs:
-$5,000 to $10,000
Repair estimates (common issues):
-$10,000+

The Real Middleburg Problems We Solve

Middleburg Market Snapshot

The Middleburg market can shift quickly. Currently, it feels a bit more balanced than in past years.

Buyer Favored Seller Favored

Current conditions lean slightly towards buyers.

Why a Cash Offer Makes Sense Today

  • Tired of Waiting? Listing your home in Middleburg means countless showings, open houses, and your house sitting on the market for an average of days. With us, you set the closing date.

  • Pickier Buyers? Higher interest rates mean fewer qualified buyers and more demanding inspections. Contingencies can fall through, dragging out your sale. We buy houses for cash, no banks involved.

  • No Hidden Surprises. When you work with us, you get a calm, numbers-first plan instead of more chaos. You know the exact offer, without last-minute deductions for repairs or fees.

We offer a straightforward way to be done with the headache.

How We Buy Houses in Middleburg

  1. 1

    Call or Fill Out the Form

    It all starts with a quick chat about your Middleburg property. We'll ask a few simple questions to understand your situation, whether it's an inherited house or just a property you need to sell quickly. No pressure, just a friendly conversation.

  2. 2

    Get a Simple Cash Offer

    Next, we'll arrange a quick walkthrough of your home, either in person or virtually. This helps us see its condition firsthand. Based on that, we'll provide a clear, written, no-obligation cash offer. You won't need to do any repairs or cleaning.

  3. 3

    Close on Your Schedule

    If our offer works for you, we'll set a closing date that fits your needs – as fast as 7 days or up to 60, sometimes longer. We close at a reputable Florida title company, pay cash, and typically cover all standard closing costs. It's truly a hassle-free closing.

Understanding Florida Laws and Your Costs in Middleburg

Florida Foreclosure Rules You Should Know

Florida is a judicial foreclosure state, meaning lenders have to go through the courts to repossess a home. This process typically takes about 210 days, but it can vary. If you're falling behind on payments in Middleburg, you'll likely receive a Notice of Default first. The Clay County Clerk of Court and Comptroller handles these proceedings. It's a stressful time, but remember, you have options before things go too far. We buy houses in Middleburg quickly, often helping homeowners avoid foreclosure entirely.

Don't wait until the last minute. Exploring a cash sale can provide a clean exit and protect your credit. We can offer a clear path out of pre-foreclosure or mortgage stress.

Repair Costs vs. Selling As-Is

Common Issue Est. Repair Cost Selling As-Is (FL Home Buyers)
Polybutylene Piping Issues $5,000 - $15,000+ You pay $0
Failing Septic System $10,000 - $30,000+ You pay $0
Outdated Roof (Mid-Grade) $12,000 - $25,000+ You pay $0
Major Foundation Settling $15,000 - $60,000+ You pay $0
Full Kitchen Renovation $20,000 - $50,000+ You pay $0
Total Savings (Excluding Agent Fees) Up to $100,000+ Immediate Relief

Selling as-is means you keep your cash and we take on the repair burden. This is why a direct cash offer often makes the most sense for properties needing work in Middleburg.

Local Stories and Trusted Feedback

"I needed to sell my house fast for cash after a family change in Middleburg. Max and his team were so understanding. Their offer was fair, and they stuck to every promise. It was truly a relief not to worry about repairs."

- Sarah M., Middleburg, FL

"Dealing with an inherited property was overwhelming. FL Home Buyers came in, gave us a clear offer, and handled everything. We literally closed in 2 weeks. It was a simple way to move on without repairs."

- David H., Lake Asbury

"I had a rental property near Middleburg High that was just a headache. Bad tenants, needed major repairs. I contacted FL Home Buyers, and they gave me a fair cash offer. No realtors, no showings. It was exactly the clear path out of landlord drama I needed."

- Robert P., Argyle Forest

Read more testimonials

Common Situations Where We Help

Life happens. We understand that selling a house isn't always straightforward. Here are some situations in Middleburg where we’ve provided a simple, stress-free solution.

Real Florida Stories We've Helped With

We're a Florida-first company, and we've bought over 100 homes across the state. Here are a few examples that might resonate with your situation in Middleburg:

Your Questions, Answered.

We know you have questions. Here are the most common ones we hear from Middleburg homeowners.

Are cash home buyers legit in Middleburg?
Yes, FL Home Buyers is a legitimate cash home buyer in Middleburg. We're a Florida-based company led by Max Cohen, a Licensed General Contractor, and we’re BBB A+ Accredited here in Middleburg, FL. We have over 100 homes purchased across Florida and close all deals through reputable Florida title companies to ensure a safe, transparent process.
How much do cash home buyers typically offer in Middleburg?
Our offers are based on your home's current as-is condition, needed repairs, and recent comparable sales in Middleburg. We provide clear numbers that reflect what we can realistically pay, often without the hassle and expense of repairs, agent commissions, or closing costs. We aim for a fair offer that works for both of us.
How fast can you sell a house as-is in Middleburg?
We can typically close on your schedule, often anywhere from 7 to 60 days, sometimes even faster if everything is in order. The exact timing depends on your situation and property specifics, but we work to accommodate your needs for a quick sale.
Can you close in 2 weeks in Florida?
Yes, in many situations, we can close a cash home sale in as little as two weeks here in Florida. This is often possible when the title is clear and there are no complex legal hurdles. We work efficiently with our title company partners to expedite the process when you need to move quickly.
Do you charge fees or cover closing costs?
No, we don't charge any commissions or hidden fees. Our offer is the cash you receive. Plus, we typically cover standard closing costs, which can save you several thousands of dollars compared to a traditional sale in Middleburg.
What documents do I need for a cash sale in Florida?
Generally, you'll need proof of ownership (like your deed), a photo ID, and any relevant probate documents if it's an inherited property. Our title company will guide you through all necessary paperwork to ensure a smooth, legal transfer of ownership.
What are the risks with ‘we buy houses’ companies, and how do I protect myself?
Some risks can include lowball offers or hidden fees. To protect yourself, always work with a reputable company like FL Home Buyers that is transparent about their process, provides written offers, and closes with a local, licensed title company. Check their BBB rating and online reviews. Max Cohen, our leader, is a Licensed General Contractor, adding an extra layer of trust and expertise. This is why we are trusted cash home buyers near me.
Can I sell without repairs or inspections?
Absolutely. That's a core part of our service. We buy houses in Middleburg in their exact as-is condition. You don't need to fix anything, clean anything, or worry about passing inspections. We take on all repairs, big or small. You can sell house fast for cash, regardless of condition.
Can you buy a tenant-occupied house in Middleburg?
Yes, we often buy houses with tenants in place. You won't have to deal with evictions or lease buyouts. We'll handle everything after closing, giving you a straightforward way to be done with the headache of being a landlord.
Can you buy an inherited or probate house in Middleburg?
Yes, we specialize in helping families sell inherited and probate properties in Middleburg and across Clay County. We understand these situations can be complex and emotional, offering a clear path out of probate or landlord drama without needing extensive repairs or cleaning.
How do cash home buyers work?
Cash home buyers like us offer a streamlined alternative to the traditional real estate market. We assess your property, make a direct cash offer, and if you accept, we handle all the closing details, allowing you to sell quickly without real estate agents, showings, or contingencies like financing. We buy houses for cash, pure and simple.
How do cash home buyers make money?
We make money by purchasing houses below market value, investing in repairs and renovations, and then reselling the property. Our goal is to create a win-win scenario where you get a fast, hassle-free sale, and we acquire a property we can improve and sell for a profit.
If I sell for cash in Florida, is it reported to the IRS or does capital gains tax apply?
When you sell a property for cash in Florida, the sale is typically reported to the IRS via Form 1099-S by the closing agent. Capital gains tax may apply depending on your profit from the sale, how long you owned the property, and your individual tax situation. We are not tax advisors, so we strongly recommend consulting with a qualified CPA to understand your specific tax obligations.
What if my Middleburg home has code violations or unpermitted work?
Code violations or unpermitted work are common in older Middleburg homes, especially if they've changed hands a few times. Don't worry, we buy houses with these issues. As a Licensed General Contractor, Max Cohen understands what it takes to bring a property up to code. You can sell to us as-is, and we'll handle the fixes after closing.
How can I be sure FL Home Buyers offers honest numbers?
Our integrity is paramount. We provide clear, itemized offers based on current market values in Middleburg and real repair costs, leveraging Max Cohen's expertise as a Licensed General Contractor. We encourage you to compare our offer. Our A+ BBB accreditation and positive cash home buyers reviews also speak to our commitment to fair and transparent dealings.

Other Florida Cities We Help Near Middleburg

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