Updated January 2026

Can You Sell a House With Code Violations in Florida?

Last updated: February 2026

Aerial view of a Florida property purchased as-is by FL Home Buyers
Max Cohen, Licensed General Contractor and owner of FL Home Buyers

Max Cohen

Licensed General Contractor · FL Home Buyers

Quick Answer

Yes, you can sell a house with code violations in Florida. Traditional buyers may walk away, but cash buyers and investors regularly purchase properties with open permits, unpermitted work, and code enforcement issues. We buy these properties because we're licensed contractors who can fix them.

Common Code Violations We Buy

  • Unpermitted additions, enclosed patios, converted garages, bonus rooms
  • Open building permits, work started but never finalized
  • Electrical issues, Federal Pacific panels, outdated wiring
  • Plumbing violations, unpermitted water heaters, poly pipes
  • Municipal liens, fines from code enforcement
  • Unsafe structure notices, properties deemed unsafe by the city
  • Roof violations, permit-less roof replacements

Why Traditional Sales Don't Work

When you list a property with code violations through an agent:

  • Most buyers walk away during inspection
  • Lenders may refuse to finance properties with open permits
  • Title companies flag municipal liens
  • Insurance companies may deny coverage
  • Buyers demand you fix issues before closing

Why We Buy Properties With Code Issues

At FL Home Buyers, our owner Max Cohen is a State Certified General Contractor (CGC1534000). This means:

  • We can legally pull permits and correct violations ourselves
  • We know exactly what repairs cost, no guessing
  • We have relationships with inspectors and code enforcement
  • We buy with cash, so no lender or insurance requirements

This is one of our specialties. We buy properties other buyers won't touch.

Florida Statute 553.79 and Your Sale

Under FL Statute 553.79, all construction work in Florida requires a building permit, and every permit must pass final inspection to be closed out. If a previous owner or contractor pulled a permit and never finalized it, that open permit shows up on a title search. Lenders won't close on a property with open permits. Title companies flag them as defects.

Common triggers: a homeowner replaces a roof, gets the permit pulled, but the roofer never schedules final inspection. The permit stays "open" for years. Or someone encloses a patio without a permit at all, and code enforcement issues a notice of violation 5 years later when a neighbor complains.

We buy both scenarios. We handle the permitting and inspections post-closing because Max Cohen holds a State Certified General Contractor license (CGC1534000). We can pull permits, call in inspections, and close out violations ourselves.

What Code Violations Cost to Fix

Violation TypeTypical Cost to Cure
Unpermitted enclosed patio$3,000 - $8,000
Open roof permit (close out)$500 - $2,000
Electrical panel replacement$2,000 - $4,500
Pool fence/barrier violation$1,500 - $3,000
Setback encroachment (remove structure)$5,000 - $20,000
Converted garage (restore or permit)$8,000 - $15,000
Accumulated code enforcement fines$1,000 - $50,000+

The fines are where it gets expensive. Florida municipalities charge $250-$500 per day for unresolved code violations, and those fines accrue as liens against the property. We've bought properties with $30,000+ in accumulated code fines. We negotiate reductions with the municipality directly after closing.

How Code Enforcement Liens Work in Florida

When a code enforcement board issues a fine, it becomes a lien on the property after recording with the county clerk. These liens survive a sale, meaning the new owner inherits the debt unless it's resolved at closing. Municipal code liens are senior to most other liens except property taxes.

Here's the part most sellers don't know: municipalities can and do reduce fines. If you resolve the underlying violation, many Florida cities will negotiate the accumulated fine down to 10-30% of the total. We've gotten $40,000 in fines reduced to $6,000 by fixing the violation and petitioning the code board. That's why having a buyer who's also a licensed GC matters. We fix the problem and negotiate the fine, all after you've already closed and received your cash.

Have a property with code violations? Get a free cash offer or call (561) 258-9405.

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Source: Florida Realtors®, ATTOM Data, Houzeo · February 2026