As-is sales typically go for 10-30% below market
value. But when you subtract repair costs, commissions, and holding costs
from a traditional sale, the net proceeds are often surprisingly
similar—and you get your money months faster.
The Real Math: As-Is vs. Fix-and-Sell
Let's compare a $250,000 market-value house that needs $40,000 in repairs:
Item
Fix & Sell
Sell As-Is
Sale Price
$250,000
$185,000
Repair Costs
-$40,000
$0
Realtor Commission (6%)
-$15,000
$0
Closing Costs (3%)
-$7,500
$0
Holding Costs (3 months)
-$6,000
$0
Net Proceeds
$181,500
$185,000
In this example, selling as-is
actually nets $3,500 MORE—plus you save 3-6 months of time and stress.
When Does Fix-and-Sell Win?
Fixing before selling makes sense when:
Repairs are cosmetic and cheap (paint, carpet, landscaping)
You have the cash and time to manage renovations
The market is hot and you'll make back 150%+ on repairs
You enjoy home improvement projects
When As-Is Wins
Major repairs are needed (roof, foundation, HVAC, plumbing)
You need cash quickly
You live out of state or don't want to manage contractors
The house has code violations or permitting issues
You're dealing with an inherited or distressed property
Want to see the math for your specific situation? Call (561) 258-9405 or get a cash offer. We'll walk you through both
scenarios.
Tell us about your property. We'll give you a real number within 24 hours.
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
FL Median Price$415,000
Seller Closing Costs7–8% when including commissions
Avg DOM77–80 days
Agent Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Cash Offer Discount10–15% below market (no repairs, no delays)
00 of sale price ($0.60 per
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
FL Median Price$415,000
Seller Closing Costs7–8% when including commissions
Avg DOM77–80 days
Agent Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Cash Offer Discount10–15% below market (no repairs, no delays)
00 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
FL Median Price$415,000
Seller Closing Costs7–8% when including commissions
Avg DOM77–80 days
Agent Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Cash Offer Discount10–15% below market (no repairs, no delays)
,000 for the first
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
FL Median Price$415,000
Seller Closing Costs7–8% when including commissions
Avg DOM77–80 days
Agent Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Cash Offer Discount10–15% below market (no repairs, no delays)
00K, then $5.00 per
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
FL Median Price$415,000
Seller Closing Costs7–8% when including commissions
Avg DOM77–80 days
Agent Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Cash Offer Discount10–15% below market (no repairs, no delays)
,000 up to
Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.
📊 2026 Florida ClosingCosts Data
FL Median Price$415,000
Seller Closing Costs7–8% when including commissions
Avg DOM77–80 days
Agent Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Cash Offer Discount10–15% below market (no repairs, no delays)
M.
📊 2026 Florida ClosingCosts Data
FL Median Price$415,000
Seller Closing Costs7–8% when including commissions
Avg DOM77–80 days
Agent Commission5.59% average total (2.81% listing + 2.78% buyer agent)
Cash Offer Discount10–15% below market (no repairs, no delays)
