Updated January 2026
How Much Do You Lose Selling a House As-Is?
Quick Answer
As-is sales typically go for 10-30% below market value. But when you subtract repair costs, commissions, and holding costs from a traditional sale, the net proceeds are often surprisingly similar—and you get your money months faster.
The Real Math: As-Is vs. Fix-and-Sell
Let's compare a $250,000 market-value house that needs $40,000 in repairs:
| Item | Fix & Sell | Sell As-Is |
|---|---|---|
| Sale Price | $250,000 | $185,000 |
| Repair Costs | -$40,000 | $0 |
| Realtor Commission (6%) | -$15,000 | $0 |
| Closing Costs (3%) | -$7,500 | $0 |
| Holding Costs (3 months) | -$6,000 | $0 |
| Net Proceeds | $181,500 | $185,000 |
In this example, selling as-is actually nets $3,500 MORE—plus you save 3-6 months of time and stress.
When Does Fix-and-Sell Win?
Fixing before selling makes sense when:
- Repairs are cosmetic and cheap (paint, carpet, landscaping)
- You have the cash and time to manage renovations
- The market is hot and you'll make back 150%+ on repairs
- You enjoy home improvement projects
When As-Is Wins
- Major repairs are needed (roof, foundation, HVAC, plumbing)
- You need cash quickly
- You live out of state or don't want to manage contractors
- The house has code violations or permitting issues
- You're dealing with an inherited or distressed property
Want to see the math for your specific situation? Call (561) 258-9405 or get a cash offer. We'll walk you through both scenarios.