Last updated: February 2026
How to Sell a Vacant House in Florida
Last updated: February 2026
Quick Answer
Selling a vacant house in Florida requires special insurance (standard policies won't cover unoccupied homes), ongoing maintenance, and security measures. The fastest way to stop the carrying costs is selling to a cash buyer. We close in 7-21 days and buy vacant properties in any condition.
The Hidden Costs of Vacancy
A vacant Florida home costs $500-$1,500+/month in carrying costs: mortgage payment, property taxes, insurance (vacant home policies are 50-300% more expensive), HOA fees, utilities (you must keep AC running to prevent mold in Florida's humidity), lawn maintenance, and pest control. Every month you hold a vacant property, you're losing money.
Florida Vacancy Insurance
Most standard homeowner's policies exclude coverage after 30-60 days of vacancy. Florida's humid climate accelerates damage in unoccupied homes — mold can grow rapidly without climate control, pipes can burst without usage, and pest infestations are more likely. Vacant home insurance costs 50-300% more than standard policies and covers limited perils. Some carriers won't write vacant policies in Florida at all.
Vacant Home Risks in Florida
Beyond insurance, vacant homes face: squatters (Florida law makes squatter removal a lengthy legal process), vandalism and theft (copper wire, HVAC units), code violations (many Florida municipalities issue fines for unmaintained properties), mold and moisture damage (without AC, Florida humidity destroys a home rapidly), and pest infestations (termites, rodents, snakes).
The Fastest Solution: Cash Sale
Stop the bleeding. A cash sale to FL Home Buyers eliminates all vacancy costs immediately. We buy vacant homes in any condition — even with code violations, squatter issues, or deferred maintenance. We close in 7-21 days. No repairs, no cleaning, no staging required. For inherited homes, estates, or relocated owners, a cash sale is the fastest path to relief from a vacant property.
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Get Your Cash Offer Today
No repairs. No fees. Close in 7-21 days.