Got a property in Cedar Key you need to move quickly? Typical listings can sit on the market for 90+ days here, but we offer a calm, numbers-first plan instead of more chaos.
We buy houses in Cedar Key and nearby areas, no matter the condition.
I'm Max Cohen. As a Florida Licensed General Contractor, I see a lot of houses here in Cedar Key. Many of the older Florida Cracker style homes and stilt houses, charming as they are, come with their own set of issues—from common termite damage and salt air corrosion to outdated systems. My team and I started FL Home Buyers back in 2014 to give people a straightforward option. We don't just guess at repair costs; we know them because we do the work. This means our cash offers are fair and honest, reflecting real renovation numbers. You know that feeling when you're just done with a rental property, or a sudden inheritance drops a neglected house in your lap? We’ve helped folks right here in Levy County with situations like that, even when there's storm damage or code issues from unpermitted repairs. We buy houses for cash, providing a simple alternative to the traditional market.
Thinking about listing with an agent? The typical 6% commission on a $450,000 Cedar Key home is about $27,000. That's a lot of money that stays in your pocket with us.
Living in Cedar Key means facing hurricane season and the very real risk of flooding. If your property in FEMA Zone AE got hit hard and you're tired of dealing with insurance claims, contractors, and endless repairs, we can help. Selling a storm-damaged house as-is takes that huge weight off your shoulders. We understand the unique challenges of coastal properties.
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Dealing with an inherited home, especially one that needs a lot of work, can be overwhelming. The Levy County Clerk of Court handles probate, and navigating that on top of property upkeep, taxes, and family discussions is a lot. Whether it's a rental in the G Street residential area or an old family home near Airport Road, we offer a clear path out of probate or landlord drama.
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Maybe you've got an older Cedar Key property with unpermitted repairs after hurricane season, or an exterior that's just seen better days and now you're facing code violations. Getting caught up with local building codes and permits from Levy County can be expensive and time-consuming. We buy houses in any condition, including those with existing violations, saving you the hassle and the expense.
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The real estate market here in Cedar Key is unique. Depending on the time of year and interest rates, even charming waterfront properties can take a while to find the right buyer. If you're stressed about carrying costs or a house sitting empty, you need a different approach.
Tired of Waiting? Listing your home can mean weeks or months of showings, negotiations, and then waiting for financing approvals in Cedar Key.
Pickier Buyers? Higher interest rates and stricter bank rules mean buyers are often more particular about repairs and condition, especially on the island.
A Better Way Out: We offer a calm, numbers-first plan instead of more chaos, letting you skip the traditional market entirely.
Selling to us is a straightforward way to be done with the headache.
It all starts with a simple, no-pressure chat about your Cedar Key property. You can reach us at (561) 258-9405 or fill out the form here on the page. We just need a few basic details to get the ball rolling.
We'll schedule a quick, respectful walkthrough of your house in Cedar Key, either in person or virtually. This helps us understand its condition, especially for waterfront homes or those impacted by local humidity. After that, you'll receive a clear, written cash offer based on real numbers. We avoid junk fees and complicated terms.
If our offer works for you, we close on your preferred date with a trusted Florida title company. We pay cash, cover standard closing costs, and you get a clean exit from a stressful house. Even if you're dealing with an inherited property or behind on payments, we make it simple.
It's really that easy. No agents, no showings, no repairs. Just a direct sale with a local team.
Florida is a judicial foreclosure state, meaning the lender has to go through the courts. This process can take roughly 270 days on average, sometimes more, especially if you contest it. If you're falling behind on payments for your Cedar Key home, contacting the Levy County Clerk of Court or a housing counselor early is crucial. Selling for cash can often be your quickest way to avoid foreclosure and protect your credit. We can help you navigate these timelines and provide a solution before it's too late.
As Max Cohen, Licensed General Contractor, explains: "Dealing with pre-foreclosure is incredibly stressful. Our goal is to provide a swift, dignified way out, ensuring sellers in Cedar Key can move on without the long, public process of a court-ordered sale. We can close quickly, often buying your house before the bank takes it."
| Common Cedar Key Issue | Estimated Repair Cost | Selling As-Is (to us) |
|---|---|---|
| Heavy termite damage / wood rot | $10,000 - $30,000+ | None |
| Significant salt air corrosion / roof leaks | $15,000 - $40,000+ | None |
| Unpermitted storm repairs / code issues | $5,000 - $25,000+ | None |
| Outdated Florida Cracker style renovation | $20,000 - $60,000+ | None |
| Behind on property taxes | Varies (liens + penalties) | We can help |
These are typical estimates. Your actual repair costs for a Cedar Key home could vary widely. With FL Home Buyers, you avoid all of these expenses. We buy houses for cash, no repairs required.
From the quiet residential streets near Airport Road to the bustling Dock Street area, and even the older, charming homes in the G Street residential area, we understand the nuances of Cedar Key real estate. You know that drive along SR 24 coming into town? We’ve made it countless times. We're your local cash home buyers near me who understand this unique island community. We buy houses for cash across all of Cedar Key and Levy County.
Whether you're dealing with a property affected by local flood zones, an aging rental, or just need to sell house fast for cash, we’re here to help.
"I inherited my uncle's old stilt house near Dock Street, and it needed so much work after a tropical storm. FL Home Buyers gave me a fair cash offer quickly. It was such a relief to just be done with it. Max was honest and the closing was easy."
- Susan K., Cedar Key
"I was facing pre-foreclosure on my home in Cedar Key. I didn't want the hassle of trying to fix it up and sell it. FL Home Buyers came through with a solid offer and closed quickly. It was exactly the no-pressure option I needed."
- David L., Levy County
"Our rental in Cedar Key was a nightmare with bad tenants. We were tired landlords and just wanted out. FL Home Buyers took it off our hands, tenants and all, and gave us a fair price. We’re BBB A+ Accredited here in Cedar Key, FL, which gave us peace of mind."
- Michael R., Out-of-State Owner
Facing a unique challenge? Chances are, we've seen it before. We’re one of the trusted cash home buyers reviews often highlight for solving tough situations.
We've helped over 100 Florida homeowners move on from difficult properties. See how we've navigated complex situations and provided simple cash solutions across the state.
Yes, FL Home Buyers is a legitimate cash home buyer in Cedar Key, FL. We are a BBB A+ Accredited business, led by a Florida Licensed General Contractor, Max Cohen. We've bought over 100 homes across Florida since 2014, operating with transparency and integrity. You can verify our licensing and reviews anytime.
Typically, cash home buyers like us offer a fair price based on the current market value of your Cedar Key home, minus the cost of repairs and our operating expenses. We look at what the house would be worth once fixed up, then factor in necessary renovations, holding costs, and a small profit margin. Our offers are always clear, with no hidden fees.
With FL Home Buyers, you can sell your house as-is in Cedar Key very quickly. We typically close anywhere from 7 to 60 days, depending on your schedule. If you need to close in a hurry because of an inherited property or moving out of state, we can often make it happen in as little as two weeks. We work with a local Florida title company to ensure a smooth, fast closing.
Yes, we can often close on your Florida home in as little as two weeks, sometimes even faster if all the title work is clear. Our process is designed for speed and efficiency. We work directly with a reputable Florida title company to expedite the closing, making it possible for you to get cash for your house quickly when you need it.
When you sell your house to FL Home Buyers, we do not charge any agent commissions or hidden fees. In fact, we typically cover all standard closing costs. This means the cash offer you receive is very close to the amount you'll walk away with, providing a transparent and cost-effective selling solution compared to a traditional listing.
For a cash sale in Florida, you'll generally need your property deed, any existing mortgage statements, property tax records, and a valid photo ID. If it's an inherited property, you'll also need probate documents. Our team and the title company will guide you through gathering everything needed, making the process simple.
The main risks can involve lowball offers or hidden fees. To protect yourself, always choose a reputable buyer like FL Home Buyers. Verify their BBB accreditation (we're A+), check for real testimonials, and ensure they use a local, trusted Florida title company for closing. We operate with plain talk and integrity, ensuring a safe, straightforward transaction.
Absolutely. One of the biggest advantages of selling to FL Home Buyers is that we buy houses as-is in Cedar Key. You won't need to do any repairs, clean anything out, or worry about passing inspections. We take on all the renovation work ourselves, saving you time, money, and stress.
Yes, we regularly buy tenant-occupied properties in Cedar Key and across Florida. If you're a tired landlord dealing with bad tenants or just ready to be done with managing rentals, we can take over the lease and handle the tenants after closing. It's a simple way to offload that responsibility.
Yes, we specialize in helping families sell inherited or probate houses in Cedar Key, even if the probate process isn't complete. We understand these situations can be complex and emotional. We offer a clear path out of probate or landlord drama, helping you simplify the sale and move forward without additional stress.
Our process is simple: you contact us, we have a short conversation about your Cedar Key property, conduct a quick walkthrough (in-person or virtual), then present you with a clear, written cash offer. If you accept, we close on your preferred date with a Florida title company. It's designed to be fast, transparent, and hassle-free.
We make money by buying houses below market value, investing in renovations to bring them up to modern standards, and then reselling them. Our expertise as a licensed general contractor allows us to accurately estimate repair costs, ensuring our offers are fair for sellers while allowing us to generate a reasonable profit after the renovation and resale.
Yes, any real estate sale in Florida, including a cash sale, is typically reported to the IRS by the closing agent. Capital gains tax may apply depending on your profit, how long you've owned the home, and your individual tax situation. We always recommend consulting with a qualified tax professional or CPA to understand your specific tax obligations.
Cedar Key, like many small towns, can have code enforcement challenges, especially with older properties or unpermitted storm repairs. We buy houses with code violations as-is. You don't need to fix anything or worry about fines. We handle all the necessary permits and repairs after we buy the property, taking that burden off your shoulders.
While our main focus is on traditional stick-built houses, we do consider mobile homes on their own land in Cedar Key on a case-by-case basis. The best way to find out is to give us a call or fill out our form with your property details. We're always transparent about what we can and cannot buy.
Yes, in many cases, we can arrange for sellers to stay in their Cedar Key home for a short period after closing if you need a little extra time to move or find a new place. We're flexible and want to make the transition as smooth as possible for you. Just let us know your needs when we discuss your property.
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