Can I sell a house with tax liens?

Yes. Tax liens are paid off at closing from the sale proceeds. The title company handles the payoff directly with the taxing authority.

What if I owe more in liens than the house is worth?

We can sometimes negotiate lien reductions with taxing authorities. If the liens exceed the property value, we may still be able to structure a deal.

Will the tax lien certificate holder take my house?

In Florida, tax certificate holders can apply for a tax deed after 2 years, which starts a process that could result in losing your property. Selling quickly avoids this.

Do you pay the back taxes?

The unpaid taxes and liens are deducted from the sale price at closing. The title company pays them directly so the title transfers clean.

How do tax deed sales work in Florida?

After a tax certificate is outstanding for 2+ years, the certificate holder can apply for a tax deed. The county then auctions the property. Selling to us before this happens preserves your equity.

Sell Your House with Tax Liens in Florida

Last updated: February 2026

Owing back taxes or have liens? We work with title companies to clear liens at closing. We deduct the amount owed—no surprises. Close in 7-60 days.

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House needing sale due to tax lien pressure

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Factor	FL Home Buyers	Franchises
Negotiation	Yes, we negotiate	Fixed pricing
Fair Price	Market-based offers	Lowball offers
Local Knowledge	Florida-focused	National chain
Flexibility	Custom solutions	One-size-fits-all

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Tax Liens Can Lead to Foreclosure

Unpaid property taxes can result in tax liens that can lead to foreclosure. The longer you wait, the more penalties and interest accrue. Tax liens can make it nearly impossible to sell through traditional means.

Why Selling to Us Resolves Your Tax Lien Fast

We Buy As-Is

We buy houses in any condition—no need to fix anything before selling.

Fast Closing

We can close in 7-60 days—much faster than traditional sales.

Fair Market Value

We provide fair offers based on market value, not lowball offers.

No Commissions or Fees

We don't charge commissions or junk fees. The price we offer is the price you get.

How We Handle Tax liens

Here's how we can help:

We assess your situation and understand your needs.
We make a fair cash offer based on market value.
We buy the house as-is, with all conditions.
We can close in 7-60 days on your timeline.
You get cash and can move on quickly.

Want to learn more? Check out how it works or read our blog post about selling fast in Florida.

Real Example

We help homeowners in tax liens situations throughout Florida. Contact us to discuss your specific situation and get a fair cash offer.

Florida Tax Liens & Tax Deed Sales

Reference: Florida Statutes §197

Florida sells tax lien certificates at annual auctions — the lien earns the buyer up to 18% interest per year.
Under §197.502, after 2 years, the certificate holder can apply for a tax deed, forcing a sale of your property.
The property owner has a redemption period to pay off the lien plus interest before the tax deed is issued.
Florida counties collected over $37 billion in property taxes in 2025 — delinquencies trigger aggressive certificate sales.
When we buy your house, we pay off the tax liens at closing through the title company — you walk away clean.

Sources: Florida Statutes Ch. 197 (Tax Collections) · Florida DOR: Property Tax Overview

Legal Questions Specific to Your Situation

How long before a tax lien becomes a tax deed in Florida?

Under §197.502, the tax certificate holder must wait at least 2 years from the date the certificate was issued before applying for a tax deed. After that, they can petition the county to sell your property at auction. Selling to us before this happens lets you keep your equity.

Can I sell my house with unpaid property taxes?

Yes. Tax liens are paid off at closing through the title company. The amount owed (including interest and penalties) is deducted from the sale proceeds. We handle this process regularly and can close even with significant tax delinquencies.

Florida sellers pay an average of 3.28% of sale price (excluding commissions) in closing costs — or 7–8% including agent commissions. The average total commission is 5.59% on average (typically split 2.81% for the listing agent and 2.78% for the buyer's agent). Since August 2024, sellers no longer must pay buyer agent commission — it's negotiable. Documentary stamps are $0.70 per $100 of sale price ($0.60 per $100 in Miami-Dade County, plus a $0.45 surtax for non-single-family properties). Title insurance rates are state-regulated: $5.75 per $1,000 for the first $100K, then $5.00 per $1,000 up to $1M.

📊 2026 Florida Tax & Costs Data

Seller Costs 3.28% of sale price (excluding commissions)

Total w/ Commission 7–8% when including commissions

Avg Commission 5.59% average total (2.81% listing + 2.78% buyer agent)

Doc Stamps $0.70 per $100 of sale price

Title Insurance $5.75 per $1,000/1K

Source: Florida Realtors®, ATTOM Data, Houzeo, Citizens Florida · Data as of February 2026

Get Your Cash Offer Today

Get a no-obligation cash offer. We handle liens at closing. Close in 7-60 days. Walk away free.

Get My Cash Offer Call (561) 258-9405

Get Your Cash Offer

Tell us about your property. We'll give you a real number and help you with your unpaid taxes & liens situation.

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