Local Market Update: We're still actively making cash offers near Harbour Duck Key and Centre Duck Key this month, even with the shifts in the Keys market.
Looking for a simple way out of your Duck Key property? I understand. When your house sits on the market for an average of days, or needs major work after a storm, it can feel like a huge weight. We're here to offer you .
We buy houses for cash, no repairs needed. Just a clear, honest offer and a fast close from a local team you can trust.
Local Florida Buyer
Licensed General Contractor
BBB A+ Accredited
Backed by Real Renovation Numbers in Monroe County
Hey, I'm Max Cohen. I'm a Licensed General Contractor and the founder of FL Home Buyers. Living and working here in Florida, I’ve seen my share of Duck Key homes, from the older elevated concrete block houses with stucco finishes to the newer builds.
When you call us, you're talking to someone who understands the challenges of coastal properties – things like salt air corrosion on HVAC units, concrete spalling on foundations, or those persistent roof leaks that linger after hurricane season. That contractor background means our offers are grounded in real renovation costs, not just guesses.
We've helped folks right here in Monroe County move on from inherited messes, tough tenant situations, or homes that just needed too many repairs. We buy houses in Duck Key with a straightforward approach, treating you fairly.
Let's say your Duck Key home is valued around $1,500,000.
Living in Duck Key means dealing with hurricane season and the ever-present threat of storm damage. Whether your roof took a hit on Indies Island or there's persistent water damage from an old flood event, those repairs can be extensive and costly. Sometimes, insurance claims drag on or get denied entirely, leaving you with a home that needs major work and a lot of stress.
See how we handle this →
Inheriting a property in Duck Key, especially from out of state, often comes with more headaches than benefits. You might be dealing with an older home on Harbour Duck Key that needs extensive updates, or navigating the Monroe County probate court process. The expenses of maintaining an empty home, property taxes, and the emotional toll can be overwhelming when you just want a clear path forward.
See how we handle this →
Monroe County building codes can be strict, and issues like unpermitted enclosures under elevated homes, dilapidated docks, or overgrown landscaping on Shelter Key can lead to fines and legal action. Fixing these often requires permits, contractors, and a lot of time. If you're facing code violations, selling traditionally becomes a nightmare, with buyers wary of taking on those burdens.
See how we handle this →
Leans Seller's Market but distressed homes often struggle
Tired of Waiting? Even in a busy market like the Keys, properties with issues can sit for months, leading to prolonged stress and missed opportunities while you keep paying for an empty house.
Pickier Buyers: Higher interest rates and stricter bank lending mean fewer traditional buyers are willing to take on a fixer-upper or a home with outstanding code violations in Duck Key.
Your Calm Path: Instead of more chaos, a direct cash buyer offers a clear, numbers-first plan that lets you be done with your Duck Key property quickly and fairly, without the typical market drama.
It all starts with a short conversation. Call us at (561) 258-9405 or fill out our online form. We’ll ask a few questions about your Duck Key property and what you’re hoping to achieve. This helps us understand your unique situation, whether you're dealing with storm damage or an inherited property.
Max Cohen, our Licensed General Contractor, will do a quick walkthrough of your Duck Key home. This is low-key, just to assess its current condition. No need to clean or repair anything – we buy houses for cash exactly as-is. We can even do a virtual walkthrough if you're not in the Keys.
Within 24 hours of our visit, you'll receive a clear, written cash offer. There are no obligations or hidden fees. If you accept, we’ll handle all the paperwork and close on your preferred date at a reputable Florida title company. You get your cash, and a straightforward way to be done with the headache.
Florida is a judicial foreclosure state, meaning the lender has to go through the courts to take your property. This process can take over 200 days in Monroe County, offering some time, but it's crucial to act fast if you're behind on payments. The Monroe County Clerk of the Circuit Court and Comptroller handles these cases.
If you're facing foreclosure, we buy houses in Duck Key to help you avoid further damage to your credit and financial future. We can often close quicker than the court process, giving you a fresh start.
Don't wait for a notice on the door. Speaking to us early can help you understand your options before it's too late.
Many Duck Key homes, especially those exposed to the elements, suffer from specific issues. Here's a look at common problems and the cost comparison:
| Issue | Est. Repair Cost | Selling As-Is (Your Cost) |
|---|---|---|
| Extensive Salt Air Corrosion (HVAC, Metals) | $5,000 - $15,000+ | $0 |
| Concrete Spalling on Elevated Foundation | $10,000 - $30,000+ | $0 |
| Persistent Roof Leaks from Past Hurricanes | $8,000 - $25,000+ | $0 |
| Unpermitted Enclosures/Dilapidated Dock | $7,000 - $20,000+ | $0 |
When you sell house fast for cash to us, you avoid all these out-of-pocket expenses and the stress of managing contractors.
We understand Duck Key isn't just one spot. It's a collection of unique islands, each with its own feel and properties. We're actively buying in:
From the quieter canals to homes near the main road, we know Centre Duck Key. Traffic can be a pain on US-1 during peak season, but we can help you bypass the typical selling headaches, even if your property needs significant attention.
The homes around Harbour Duck Key often have amazing water access, but also the most exposure to salt air and sun. If your property here has seen its share of wear, or you're tired of dock repairs, we can offer a simple solution.
Life on Indies Island is pretty special. But if you're dealing with a property that's too big, too old, or just isn't fitting your lifestyle anymore, especially if it has unpermitted additions, we're cash home buyers near me ready to make a fair offer.
Whether it's Shelter Key or properties heading down towards Marathon, we understand the local nuances. From outdated electric systems to overgrown yards and code issues, we buy houses for cash across these charming Keys communities.
"After the last storm, our rental on Indies Island was a mess. Tenants moved out, and we were left with a vacant, damaged property. FL Home Buyers came in, gave us a clear offer, and we closed fast. So grateful for the simple process."
— Jessica R., Duck Key
"I inherited my parents' home on Centre Duck Key, and dealing with probate and the upkeep from afar was a lot. The team made the process simple and clear, and I got a fair cash offer without all the emotional stress of listing it."
— David M., Naples, FL
"We needed to sell quickly due to a job relocation out of state. Our house had some minor code issues from a previous owner, and we just didn't have time for repairs. FL Home Buyers made us a strong offer, and the closing was exactly when they said it would be. Great communication."
— Sarah P., Key Largo
Yes, FL Home Buyers is a legitimate company operating in Duck Key and across Florida. We're led by Max Cohen, a Licensed General Contractor, and have been buying houses locally since 2014. We close with reputable Florida title companies to ensure a safe and transparent process for all parties. We're also BBB A+ Accredited here in Duck Key, FL.
Our offers in Duck Key are based on the 'as-is' condition of your home, local market values, and the costs required for repairs and updates. We always aim for a fair, transparent offer that works for both you and us. We'll walk you through how we got to our number, so there are no surprises.
With FL Home Buyers, you can sell a house as-is in Duck Key very quickly. We can typically close in as little as 7-14 days if needed, but we're flexible. We let you pick the closing date that best fits your schedule, whether that's in a week or two months.
Yes, we often close in as little as two weeks here in Florida. Once we agree on a price, we can move very fast because we buy with cash and don't rely on bank financing. This makes the process much quicker than a traditional sale.
We do not charge any agent commissions or hidden fees. In fact, we typically cover standard closing costs for you. The cash offer we give you is the cash you walk away with, minus any mortgage payoffs or liens, keeping things simple and straightforward.
For a cash sale in Florida, you'll generally need your deed, proof of identity, and any documents related to your mortgage or outstanding liens. If it's an inherited property, probate documents will be important. Our title company will guide you through exactly what's needed.
The main risks can be lowball offers, hidden fees, or companies that can't actually close. To protect yourself, always work with a reputable buyer like FL Home Buyers. Check their BBB rating, look for local reviews, and ensure they close with a licensed, local title company. We pride ourselves on clear numbers and no games. We're proud of our cash home buyers reviews.
Absolutely. That's one of the biggest benefits of working with us. We buy houses in Duck Key in their exact as-is condition. You don't need to fix a single thing, clean anything out, or worry about passing an inspection. We handle all of it after closing.
Yes, we frequently buy tenant-occupied properties in Duck Key. You won't have to deal with evictions or lease transfers. We take over the tenants and handle all future landlord responsibilities, offering a clear path out of landlord drama.
We specialize in buying inherited and probate houses throughout Florida, including Duck Key. We understand the complexities involved and can work directly with you or your attorney to simplify the process, even if probate isn't fully complete. It's a common situation we help with.
It's pretty simple. You contact us, we have a quick chat about your property, then we do a fast walkthrough (in person or virtual). After that, we present a clear, no-obligation cash offer. If you accept, we close on your timeline at a local Florida title company, putting cash in your hand without the traditional listing headaches.
We make money by buying houses below market value, investing our own capital to renovate them, and then reselling them. Our business model relies on accurately estimating repair costs and market values, then efficiently managing the renovation process. This allows us to provide a quick, convenient service while still making a modest profit.
Yes, any sale of real estate in Florida, including cash sales, is reported to the IRS. Capital gains tax may apply depending on your individual situation, how long you've owned the home, and whether it was your primary residence. We are not tax advisors, so it's always best to consult with a qualified CPA or tax professional to understand your specific tax obligations.
Many homes in the Keys, especially older ones, might have unpermitted additions or changes. This is a common issue we handle. We buy properties with unpermitted work all the time, factoring it into our offer. You won't need to get permits or worry about inspections from the county.
Living in the Keys, storm damage is a real concern. We absolutely buy homes with hurricane or flood damage, even if you've had an insurance claim denied or haven't started repairs. We know how to assess the damage and factor it into a fair cash offer, taking that burden off your shoulders.
We've helped over 100 homeowners across Florida. While every situation is unique, these stories show how we bring simplicity and speed to complex property sales.
Ready for a cash offer?
Get My Offer