FL Home Buyers
Market update: cash offers still closing near ZIP 32548 and 32549 in Fort Walton Beach this month, even with rising rates.

Sell Your House Fast in Fort Walton Beach, Florida

Tired of waiting around for buyers in Fort Walton Beach? On average, homes here sit for 65 days. We offer a a simple way to move on without repairs.

Get Your Fair Cash Offer Today

No repairs. No fees. No obligation.

Local Florida buyer. Licensed contractor. BBB A+ Accredited. Backed by real renovation numbers in Okaloosa County.
Max Cohen, Licensed General Contractor, FL Home Buyers

Meet Max Cohen, Your Local Florida Home Buyer

I’m Max Cohen, a Florida Licensed General Contractor and the lead buyer here at FL Home Buyers. I’ve been working with homes and sellers across Florida since 2014, including many right here in Fort Walton Beach. When we say we buy houses in Fort Walton Beach, it means we understand the local housing stock—those sturdy block homes from the 60s and 70s, and the stucco ranch houses that are common here. I’ve seen firsthand the issues that pop up, like old galvanized plumbing or the wear and tear from our coastal weather.

Being both a contractor and a buyer means our offers are grounded in real, honest renovation costs, not just guesswork. It helps us give you a fair number, whether you’re dealing with an inherited property, a rough rental with bad tenants, or the aftermath of a storm and insurance headaches. We focus on straightforward solutions so you can move on without hassle.

FL Home Buyers vs. Listing with an Agent Save an average $20,400 in fees on a $340,000 home!

The Real Fort Walton Beach Problems We Solve

Code Issues or Unpermitted Work

Fort Walton Beach property owners sometimes face unexpected code violations for things like overgrown yards, old sheds, or additions that never got permits. The city’s code enforcement can be strict, especially in neighborhoods like Cinco Bayou. These issues can drag out a traditional sale for months, costing you time and stress trying to fix them before a buyer will even look twice. We take it as-is.

See how we handle this →

Inherited Houses and Probate

Inheriting a house in Fort Walton Beach can be a blessing and a burden, especially if it needs a lot of work or is tied up in probate with the Okaloosa County Clerk of Courts. You might be dealing with an out-of-state owner situation, or simply overwhelmed with sorting through a loved one's belongings. Selling a house like this on the open market is a huge undertaking with showings, repairs, and legal complexities. We simplify the entire process.

See how we handle this →

Hurricane Damage and Flood Zone Headaches

Living near the water in Fort Walton Beach means dealing with hurricane season. Many properties, especially those near The Landing or Elliott’s Point, might be in a flood zone and have suffered damage. Getting insurance claims approved and repairs done can be a nightmare, leaving homes in limbo for months or years. If you're tired of battling contractors and adjusters, we can buy your house with its storm or flood damage, giving you a fresh start without the repair burden.

See how we handle this →

What's the Fort Walton Beach Market Doing Right Now?

Right now, the market around Fort Walton Beach is pretty balanced, but traditional sales still mean a lot of waiting and expenses. You know that feeling when you drive over Brooks Bridge during rush hour, and it just stops? That’s how some sellers feel about the market. Here's what we're seeing:

Slightly more buyers, but they're pickier.

  • Tired of Waiting? Selling a house the traditional way in Fort Walton Beach means dealing with showings, open houses, and waiting for financing to go through, which can take months.

  • Picky Buyers? Higher interest rates mean buyers are more cautious and lenders are stricter, leading to more demands for repairs and longer closing times, especially for older homes in Fort Walton Beach.

  • Our Simple Path: We offer a calm, numbers-first plan instead of more chaos. We are the cash home buyers near me who simplify the sale without the usual market drama.

How We Buy Houses in Fort Walton Beach

  1. 1

    Call or Fill Out the Form

    Start by reaching out to us. Tell us a little about your Fort Walton Beach property and your situation. Maybe it’s an inherited house near Kenwood that’s seen better days, or a rental in Elliott’s Point with tenants who won't leave. There's no obligation, just a friendly, confidential chat to see how we can help.

  2. 2

    Simple Walkthrough and Cash Offer

    Max, our licensed contractor, will do a quick, no-pressure walkthrough of your home in Fort Walton Beach. This helps us understand its condition and any needed repairs, like that aging HVAC or those old pipes. Soon after, we’ll present you with a clear, written cash offer, completely transparent and with no hidden fees. We truly are the we buy houses for cash solution you've been looking for.

  3. 3

    Choose Your Closing Date

    If our offer works for you, we move to closing at a reputable Florida title company. You pick the date that fits your schedule – whether it’s in a week or a couple of months. We handle all the paperwork, cover typical closing costs, and you walk away with cash. It's a clear path to being done with the headache, even if you’re selling an inherited property or trying to avoid foreclosure.

Understanding Florida Foreclosure Rules

If you’re behind on payments in Fort Walton Beach, it’s important to know Florida is a judicial foreclosure state. This means the lender has to go through the courts, a process that can take several months, often 8-12 months or even longer. While this gives you time, it’s also a period of immense stress and uncertainty.

The Okaloosa County Clerk of Courts handles these cases, and once the process starts, it’s hard to stop without a clear plan. Selling for cash can be a way to avoid the public record of foreclosure, protect your credit, and get some equity out of your home before it’s too late. We help sellers navigate these tight deadlines.

Remember, the sooner you act, the more options you have. Don't let the process overwhelm you.

Cost of Repairs vs. Selling As-Is in Fort Walton Beach

Common Fort Walton Beach Issue Estimated Repair Cost Selling As-Is Cost (to us)
Replacing old galvanized plumbing $8,000 - $15,000+ $0
Major storm damage repair (roof, windows, interior) $15,000 - $50,000+ $0
Foundation issues common in coastal areas $10,000 - $30,000+ $0
Outdated kitchen/bath remodel (to compete) $15,000 - $40,000+ $0
Total estimated agent commissions (6% of $340k) $20,400 $0

We Buy Houses in Fort Walton Beach and Neighboring Areas

Whether you're right in the heart of Fort Walton Beach, maybe near Liza Jackson Park, or in a quieter spot, we're active across the area. We understand the specific draws and challenges of living here, from the heat to the local school district. We also serve:

Kenwood
Cinco Bayou
Elliott's Point
Mary Esther
Shalimar
Niceville
Destin
Valparaiso

Real Stories from Florida Home Sellers

We believe in plain talk and integrity. Don't just take our word for it—see what other homeowners we've helped say about working with us.

"We needed to sell fast after a job relocation out of state. The house in Fort Walton Beach needed significant updates, and we just didn't have the time or energy. FL Home Buyers came through with a clear, honest offer and closed exactly when we needed them to. Such a relief to not worry about repairs or showings from thousands of miles away."

— The Millers, Fort Walton Beach

"I was facing pre-foreclosure on my home in Fort Walton Beach and felt completely stuck. The bank wasn't cooperating, and I was running out of time. Max and his team stepped in, gave me a straightforward cash offer, and made sure we closed before the auction. It literally saved me from losing everything. I would definitely recommend them."

— John D., Fort Walton Beach

"My rental property in Kenwood was a constant headache with bad tenants and deferred maintenance. I just wanted a clean exit from a stressful house. FL Home Buyers understood my situation perfectly. They bought the house with the tenants still in it, and the closing was straightforward with no surprises. It was the easiest sale I've ever made. As seen on CBS12, FOX, ABC7, WFLX, they truly deliver."

— Sarah P., Kenwood, Fort Walton Beach

Read more testimonials

We’re BBB A+ Accredited here in Fort Walton Beach, FL, ensuring you get a trustworthy process.

Whatever Your Situation, We Can Help

Life throws curveballs, and sometimes your house becomes part of the challenge. We’re here to offer a solution.

Behind on the mortgage Tired of bad tenants Inherited a messy house Major repairs needed Storm damage headaches Facing tax pressure Code violations piling up Going through a divorce Need to downsize quickly

See Real Florida Deals We've Worked On

Every house has a story, and we've helped many Floridians close their chapters. Check out some of our past projects.

Tallahassee Home Sale

Helped an owner sell a storm-damaged house quickly.

Jacksonville Probate Property

A family avoided probate delays with our cash offer.

Fort Lauderdale Rental

Tired landlord needed a quick, tenant-occupied sale.

Frequently Asked Questions About Selling Your Fort Walton Beach Home

Are cash home buyers legit in Fort Walton Beach?
Yes, cash home buyers are absolutely legitimate in Fort Walton Beach. We’re FL Home Buyers, a Florida-based company led by Max Cohen, a licensed general contractor. We've bought over 100 homes across Florida since 2014, with our current brand operating since 2019. We operate with transparency, using real Florida title companies for secure closings, and are BBB A+ Accredited.
How much do cash home buyers typically offer in Fort Walton Beach?
Cash offers are based on the "After Repair Value" (ARV) of your Fort Walton Beach home, minus repair costs, holding costs, and our modest profit. We aim for fair, clear numbers. Since Max is a licensed contractor, we have a precise understanding of renovation costs, which means we can often make stronger offers than other buyers who might overestimate repair expenses. Every offer is tailored to your specific property.
How fast can you sell a house as-is in Fort Walton Beach?
When you sell to us, you can typically close in roughly 7 to 60 days. The exact timeline depends on your situation and what works best for you. We can move very quickly if needed, or we can work on a longer timeline if you need extra time to move out or make other arrangements. Our goal is to make the process as smooth and convenient as possible.
Can you close in 2 weeks in Florida?
Yes, we often can close on a Fort Walton Beach house in as little as two weeks if all the title work is clear and you're ready to proceed. We understand that sometimes speed is crucial, especially if you’re facing a tight deadline like pre-foreclosure or a sudden relocation. Our efficient process and cash resources allow us to accelerate the closing timeline when necessary.
Do you charge fees or cover closing costs?
No, we don't charge any agent commissions or hidden fees when we buy your house. In fact, we typically cover the standard closing costs. The cash offer we give you is the amount you receive at closing. This makes the process transparent and ensures you know exactly how much you'll walk away with, without any surprises.
What documents do I need for a cash sale in Florida?
For a cash sale in Fort Walton Beach, you’ll typically need your deed, any mortgage statements (if applicable), and your photo ID. If it's an inherited property, you'll need the probate documents. Our Florida title company will handle most of the paperwork, ensuring a smooth transfer of ownership. We’re here to guide you through what's needed at each step.
What are the risks with ‘we buy houses’ companies, and how do I protect myself?
The main risks can be lowball offers, hidden fees, or inexperienced buyers. To protect yourself in Fort Walton Beach, always look for a reputable company with a strong local track record, like FL Home Buyers. Verify their BBB rating (we're A+ Accredited), check for real reviews, and ensure they use a legitimate Florida title company for closing. Always get a written offer with clear terms and no pressure.
Can I sell without repairs or inspections?
Yes, that's exactly what we offer. We buy houses completely as-is, meaning you don’t need to do any repairs, clean-up, or costly renovations. We handle all of that after we buy the house. You won't have to worry about frustrating inspection reports or negotiating repair credits with a traditional buyer. We make our offer based on the current condition of your Fort Walton Beach property.
Can you buy a tenant-occupied house in Fort Walton Beach?
Absolutely. If you're a tired landlord in Fort Walton Beach, we can buy your tenant-occupied property. You don't need to worry about evictions or leases; we handle everything after closing. This is a huge relief for many landlords who are ready to move on from the stress of managing rental properties or dealing with difficult tenants. We make it simple to walk away.
Can you buy an inherited or probate house in Fort Walton Beach?
Yes, we specialize in buying inherited houses and properties going through probate in Fort Walton Beach and Okaloosa County. We understand these situations can be complex and emotionally challenging. We work with you to simplify the process, often coordinating with attorneys and helping navigate the legal steps required to sell the property quickly and efficiently, even if it's in rough shape.
How do cash home buyers work?
Our process is simple. First, you contact us about your Fort Walton Beach property. We'll have a brief chat to understand your situation and the house details. Next, we'll do a quick walkthrough (in person or virtually) to assess its condition. Based on that, we'll provide a clear, written cash offer. If you accept, we close at a reputable Florida title company on your preferred timeline, and you get your cash. This is how you sell house fast for cash.
How do cash home buyers make money?
We make money by buying houses in Fort Walton Beach below market value, investing our own funds to renovate them, and then reselling them. Our profit comes from the difference between our purchase price plus renovation costs and the eventual resale price. Being licensed contractors allows us to accurately estimate repair costs, ensuring we can offer you a fair price while still leaving room for our work.
If I sell for cash in Florida, is it reported to the IRS or does capital gains tax apply?
When you sell a property in Florida, the transaction is reported to the IRS by the closing agent. Whether capital gains tax applies depends on several factors, including how long you've owned the property, your profit, and your individual tax situation. We always recommend consulting with a qualified CPA or tax advisor to understand the specific tax implications for your Fort Walton Beach home sale.
What if my Fort Walton Beach house has unpermitted additions or code violations?
Many older homes in Fort Walton Beach have unpermitted work or code issues, and we're used to handling them. As cash home buyers, we purchase properties in their current condition, code violations and all. You won't need to spend time or money bringing the property up to code before selling. We factor these items into our offer and take on the responsibility post-closing.
Why choose FL Home Buyers over other local cash home buyers reviews mention?
What sets us apart is Max Cohen's expertise as a Florida Licensed General Contractor. This means our offers are backed by real construction knowledge and precise repair estimates, allowing for more accurate and often higher offers than competitors. We also prioritize plain talk, integrity, and a simple, fast closing process through a trusted Florida title company, giving you peace of mind throughout the entire sale.

Other Florida Cities We Help Near Fort Walton Beach

We're active all over the state. If you have another property or know someone in a different area of Florida, we might be able to help there too.

Destin Niceville Pensacola Panama City Crestview Tallahassee Gulf Breeze

Ready to sell fast?

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