Updated January 2026

Can I Sell My House If It Needs Repairs?

Last updated: February 2026

Florida home exterior needing repairs with peeling paint and overgrown yard

Quick Answer

Yes, absolutely. You can sell a house needing any level of repairs in Florida. Cash buyers specialize in purchasing homes in as-is condition—no repairs required before selling.

Types of Repairs We Buy Around

Structural Issues

  • • Foundation cracks/settling
  • • Roof damage/leaks
  • • Structural deterioration

Systems Problems

  • • AC/HVAC failures
  • • Electrical issues
  • • Plumbing problems

Water/Mold Damage

  • • Flood damage
  • • Mold growth
  • • Storm/hurricane damage

Cosmetic/Other

  • • Outdated kitchens/baths
  • • Fire damage
  • • Deferred maintenance

Fix vs Sell As-Is: The Math

Here's a real example comparing your options:

Factor Fix & List Sell As-Is
Home Value (after repairs) $300,000 $300,000
Repair Costs -$40,000 $0
Agent Commission (6%) -$18,000 $0
Closing Costs -$6,000 $0 (we pay)
Holding Costs (3 months) -$6,000 $0
Net Proceeds $230,000 $225,000-240,000

*Cash offer depends on property condition. Many sellers net similar or more by avoiding repair costs, time, and stress.

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As of February 2026, the Florida statewide median home price is $415,000, down from a $450,000 peak in 2022 but still 40% higher than pre-COVID levels. Homes are spending 77–80 days on the market — significantly longer than the national median of 50 days. Single-family inventory stands at 5.1 months for single-family homes and 9+ months for condos, signaling a more balanced market with buyers gaining negotiating leverage.

📊 2026 Florida Market Data

FL Median Price $415,000
Avg Repair Cost to List

As of February 2026, the Florida statewide median home price is $415,000, down from a $450,000 peak in 2022 but still 40% higher than pre-COVID levels. Homes are spending 77–80 days on the market — significantly longer than the national median of 50 days. Single-family inventory stands at 5.1 months for single-family homes and 9+ months for condos, signaling a more balanced market with buyers gaining negotiating leverage.

📊 2026 Florida Market Data

FL Median Price $415,000
Avg Repair Cost to List $15,000–$40,000
As-Is Cash Offer Typically 70–85% of market value
Cash Close Time 7–30 days
Insurance While Waiting $5,800–$10,400/year
5,000–$40,000
As-Is Cash Offer Typically 70–85% of market value
Cash Close Time 7–30 days
Insurance While Waiting $5,800–

As of February 2026, the Florida statewide median home price is $415,000, down from a $450,000 peak in 2022 but still 40% higher than pre-COVID levels. Homes are spending 77–80 days on the market — significantly longer than the national median of 50 days. Single-family inventory stands at 5.1 months for single-family homes and 9+ months for condos, signaling a more balanced market with buyers gaining negotiating leverage.

📊 2026 Florida Market Data

FL Median Price $415,000
Avg Repair Cost to List $15,000–$40,000
As-Is Cash Offer Typically 70–85% of market value
Cash Close Time 7–30 days
Insurance While Waiting $5,800–$10,400/year
0,400/year