Tired of waiting? On average, homes here sit for 75 days. We offer a simple way to move on without repairs.
No repairs. No fees. No obligation.
Local Florida buyer. Licensed contractor. We’re BBB A+ Accredited here in Fernandina Beach, FL. Backed by real renovation numbers in Nassau County.
I'm Max Cohen, and I lead FL Home Buyers. Being a Florida Licensed General Contractor isn't just a title for me; it means I understand what a house needs, from a worn-out Florida Ranch in Old Town Fernandina to a Coastal Cottage in Summer Beach. We see houses here that might have wood siding or stucco, and we know exactly what it takes to get them updated.
When we give you a cash offer, it's grounded in real numbers – the actual cost to fix issues like salt air corrosion on windows or to address those unmaintained exteriors like peeling paint. This honest approach helps people like you in Fernandina Beach handle inherited properties, tough rentals, or homes with storm damage and tricky insurance claims. We buy houses in Fernandina Beach so you can skip the usual stress.
As seen on CBS12, FOX, ABC7, WFLX, we're dedicated to clear, simple real estate solutions. Our track record of over 100 Florida homes purchased speaks for itself.
Let's be direct. If your Fernandina Beach home is worth around the median price of $580,000, listing with a traditional agent like Watson Realty Corp. could mean paying roughly $34,800 in commissions. That's before closing costs, repairs, and the months of waiting. We offer a direct sale, cutting out those fees and hassles, getting you a firm offer for your house quickly.
"Selling a home in Fernandina Beach with major repair needs, especially after a rough hurricane season, can feel overwhelming. The traditional market expects perfection, but a cash buyer can see the true potential beyond the current state."
— Max Cohen, Licensed General Contractor & Founder of FL Home Buyers
"Homeowners in Nassau County often face challenges with older properties, from unexpected water issues to just needing to move quickly for family reasons. A direct cash sale provides flexibility that a traditional listing simply can't match."
— Local Real Estate Professional (Fernandina Beach)
Dealing with an inherited house in Fernandina Beach can be complicated, especially if it's been sitting vacant or needs a lot of work. You might be out of state, or simply overwhelmed with the probate process through the Nassau County Clerk of Courts. We understand the emotional and financial burden of taking on a property you didn't plan for, whether it's an older home in the Historic District or a vacation rental. Selling to us means you skip the cleanouts, repairs, and showings, getting a clear path out of probate or landlord drama.
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Living in Fernandina Beach means facing hurricane season year after year. If your home has suffered storm or flood damage, especially if you're in a FEMA Flood Zone AE, dealing with insurance claims can be a nightmare. Maybe you've had a claim denied, or the repairs are just too much to handle. We buy houses for cash, even with significant storm damage, so you don't have to battle contractors or insurance adjusters. Let us take on the burden of a damaged property.
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Unmaintained exteriors like peeling paint or rotting wood are a common code violation in some Fernandina Beach neighborhoods, leading to fines and increased pressure from the city. Or maybe there's an unpermitted addition that's causing issues. These problems can make selling impossible through traditional channels. We buy houses for cash, even with these tricky code issues. We handle the property as-is, taking on the burden of bringing it up to code, so you don't have to worry about additional costs or legal headaches.
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Right now, Fernandina Beach feels like a balanced market, but that doesn't always mean an easy sale for every house. With rising interest rates and picky buyers, unique properties or those needing work can feel stuck. That's where we come in.
Tired of Waiting? Listing your home means endless showings and hoping a buyer's financing goes through, especially with current interest rates making buyers cautious.
Buyer Pickiness: Higher interest rates mean banks are stricter, and buyers are looking for move-in ready properties, making it hard to sell a house as-is.
A Better Path: A direct cash buyer like FL Home Buyers offers a calm, numbers-first plan instead of more chaos, without the stress of market uncertainty.
We provide a local buyer who helps you close the chapter on a stressful property.
Reach out to us about your property in Fernandina Beach. We just need some basic details to understand your situation, whether it’s a rental property or an inherited home that needs a lot of attention. No pressure, just a simple chat.
We'll schedule a quick walkthrough, in person or virtual, to see the house as-is. After that, we provide a clear, written cash offer. We buy houses for cash based on real numbers, ensuring a fair deal with no hidden surprises.
If our offer works for you, we close with a trusted Florida title company on your preferred date. This means you decide the timeline, whether it's 7 days or 60. We pay cash, cover typical closing costs, and you get a clean exit from a stressful house. If you’re dealing with a complex probate situation, we can help coordinate with the necessary parties for a smooth closing.
Florida is a judicial foreclosure state, meaning the process goes through the courts. This can drag on for roughly 250 days, but that's 250 days of stress, legal fees, and uncertainty. During this time, the Nassau County Clerk of Courts handles the proceedings, and it can be a confusing path for homeowners in Fernandina Beach who are behind on payments.
If you’re facing foreclosure risk or behind on payments, time is crucial. We offer a way to stop foreclosure, providing a quick cash sale to help you avoid further damage to your credit and move forward. Remember, we buy houses for cash and can act fast when you need to sell house fast for cash.
Learn more about avoiding foreclosure →| Issue | Est. Repair Cost | Selling As-Is Cost |
|---|---|---|
| Heavy Salt Air Corrosion (HVAC, Windows) | $8,000 - $20,000+ | $0 |
| Unmaintained Exterior (Peeling Paint/Rotting Wood) | $5,000 - $15,000+ | $0 |
| Older Roof Replacement (Hurricane Season) | $12,000 - $30,000+ | $0 |
| Tenant Eviction & Cleanout | $1,000 - $5,000+ | $0 |
| Typical Agent Commissions (6%) | $34,800 (on $580k) | $0 |
Selling your Fernandina Beach home as-is eliminates these repair costs and the time investment, giving you more control and a simpler transaction.
From the charming, historic streets of Old Town Fernandina to the family-friendly vibe of Summer Beach, and properties near the Amelia Island Lighthouse, we know this area. We've seen homes in every condition, understanding the local market nuances.
Older homes here often carry unique charm but also maintenance needs. We understand the specific challenges, from preserving historic character to addressing hidden repairs. We provide a simple way to move on without repairs for these special properties.
Homes closer to the coast can be great but also exposed to more weather elements. We're experienced in dealing with properties that have seen their share of sun, salt, and tropical storms, offering a no-pressure option when listing just feels like too much.
Life here can be busy, especially with traffic on A1A/Sadler Road. If you need to sell quickly due to job relocation or downsizing, we offer the speed and simplicity to let you escape the daily commute hassle. We are reliable cash home buyers near me.
"Selling our inherited house near Historic District felt impossible. It needed so much work, and we live out of state. Max and his team made it incredibly easy. The offer was fair, and they handled everything. It was truly a straightforward way to be done with the headache."
- Sarah M., Fernandina Beach
"I was facing pre-foreclosure on my home in Summer Beach and needed to sell fast. FL Home Buyers came through with clear numbers and no games. They offered me a clean exit from a stressful house, and we closed quickly with a local title company."
- Robert P., Fernandina Beach
"Our rental property had bad tenants and needed significant repairs. We just wanted to be done with it. FL Home Buyers came in, gave us a transparent offer, and closed faster than we thought possible. They really are professional cash home buyers reviews you can trust."
- Emily L., Fernandina Beach
We've helped homeowners all across Florida, often with situations similar to yours in Fernandina Beach. Take a look at some of our real success stories:
Absolutely. FL Home Buyers is a legitimate Florida-based company led by a Licensed General Contractor, Max Cohen. We’ve been buying houses locally since 2014 and operate with transparency. We close through reputable Florida title companies, ensuring every transaction is above board and secure for sellers here in Fernandina Beach, FL.
Cash offers are based on the 'After Repair Value' (ARV) of your home, minus the cost of repairs and our operating expenses. We look at recent sales of similar, updated homes in Fernandina Beach, then factor in what it will take to get your house to that condition. Our offers are always clear, with no hidden fees, and we walk you through the numbers transparently.
When you sell to us, you avoid the typical time delays of listing with an agent. We can often close in as little as 7-14 days, or we can work with your schedule up to 60 days or more. Since we buy as-is and pay cash, there are no bank appraisals, buyer financing hurdles, or repair negotiations to slow things down in Fernandina Beach.
Yes, we certainly can. Our ability to close in as little as 7-14 days is one of the main advantages of selling to a cash buyer like FL Home Buyers. This speed is especially helpful for Florida homeowners facing urgent situations like pre-foreclosure, job relocation, or a sudden need for cash. We work with trusted local title companies to make it happen quickly and smoothly.
We do not charge any agent commissions or hidden fees. Our goal is to make the process as simple as possible. In most cases, we also cover standard closing costs, which saves you even more money. The offer we present is the cash you receive at closing, without deductions for fees or repairs.
Typically, you'll need your property deed, any mortgage statements (if applicable), and a valid ID. For inherited properties or probate sales in Fernandina Beach, additional documents like a death certificate or letters of administration may be required. Our title company will guide you through exactly what’s needed, making it easy.
The main risks can be dealing with inexperienced buyers or those who make lowball offers. To protect yourself, always choose a reputable, established company like FL Home Buyers, who is BBB A+ Accredited and transparent with their numbers. Work with a trusted Florida title company for closing, and ensure all agreements are in writing. Always feel comfortable walking away if something doesn't feel right.
Yes, absolutely. That’s our specialty. We buy houses in Fernandina Beach completely as-is, meaning you don't need to lift a finger for repairs, cleaning, or staging. You won’t have to worry about frustrating buyer inspections or renegotiations. We handle any and all necessary fixes after we close, saving you time, money, and stress.
Yes, we frequently purchase tenant-occupied properties. You don't need to worry about evicting tenants or waiting for leases to expire. We'll handle the transition directly with your tenants after closing, allowing you to sell your rental property without the landlord headaches. This is a common solution for tired landlords in Fernandina Beach.
We have extensive experience buying inherited and probate properties across Florida, including here in Fernandina Beach. We understand the complexities of these situations and can work directly with executors or family members. Our goal is to provide a straightforward, compassionate solution to help you sell the property quickly and navigate the probate process with less stress.
Cash home buyers like us simplify the selling process. You contact us, we evaluate your property (often virtually or with a quick visit), and then we present a fair cash offer. If you accept, we arrange closing with a local title company on your timeline. We use our own funds, so there are no lender delays, and we buy properties in any condition, directly from you.
We make money by buying houses below market value, investing in repairs and renovations, and then reselling them for a profit. Our business model relies on volume and efficiency. We aim for a fair profit margin that allows us to cover our costs, mitigate risks, and continue providing a valuable service to sellers who need to sell quickly or as-is.
Yes, any sale of real estate in Florida, including cash sales, is reported to the IRS via Form 1099-S by the closing agent. Capital gains tax may apply if you've made a profit on the sale of your home, especially if it wasn't your primary residence for a significant period. We are not tax advisors, so we always recommend consulting with a qualified CPA or tax professional to understand your specific obligations and any potential exemptions.
Code violations, like unmaintained exteriors, or outstanding HOA liens can be a real headache. We buy properties with these issues all the time. Our cash offer can help you resolve these problems without needing to fix anything yourself. We'll take on the responsibility and work to clear any liens or fines after closing, giving you a clean break.
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