Looking to bypass the usual hassles of listing? If your home in Upper Grand Lagoon has been sitting on the market longer than the average days, or if you just need a clear path out of probate or landlord drama, we're here to help.
No repairs. No fees. No obligation.
I'm Max Cohen, and I’ve been buying houses locally in Florida since 2014. Here at FL Home Buyers, we focus on helping folks in places like Upper Grand Lagoon find a straightforward way to sell their property without the usual stress. As a Licensed General Contractor, I see past the peeling paint or the wear and tear common in older concrete block homes around Bay Point or Grand Lagoon Shores. I understand what it truly costs to fix those old cast iron pipes or repair roof damage after a strong hurricane season.
That experience means our cash offers are grounded in real renovation numbers, not guesswork. We've helped many families across Bay County, whether they've inherited a property, are dealing with bad tenants, or just want to move on from a house that's seen too many Florida storms. We buy houses for cash, giving you a transparent path forward.
When you list with a traditional agent in Upper Grand Lagoon, you're typically looking at roughly 6% in commissions. On a median home price of $425,000 here, that's about $25,500 out of your pocket. With FL Home Buyers, there are zero commissions. We cover standard closing costs, too. It’s a direct sale that keeps more money in your hand and avoids all the showing drama.
Life in Upper Grand Lagoon is great, but selling a house can bring unexpected challenges. We've seen it all and we can help.
Sometimes, older homes in neighborhoods like Grand Lagoon Shores might have unpermitted sheds, fences, or additions that lead to fines from the Bay County Code Enforcement. Maybe that old boat trailer has been sitting too long. We understand how frustrating these can be, especially if you're trying to sell. We buy houses with existing code violations and handle the fixes so you don't have to.
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Living by the water in Upper Grand Lagoon means gorgeous views but also the reality of hurricane season. If your home in Bay Point or near St. Andrews State Park has roof damage, water intrusion, or other issues from a past storm, dealing with insurance claims and contractors can be a nightmare. We buy properties as-is, so you don't need to fight with adjusters or oversee repairs before selling.
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Being a landlord can be tough, especially with the constant flow of renters near Thomas Drive. If you're a tired landlord dealing with late payments, property damage, or the stress of bad tenants, we can offer a way out. We buy tenant-occupied properties as-is, so you don't have to manage the property or deal with difficult eviction processes anymore.
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The market here can feel unpredictable. While some homes fly off the shelves, others sit for months, especially if they need work or have specific challenges. Our market meter gives you a quick snapshot.
Slightly Leaning Seller to Balanced Market
Tired of Waiting? While the market is stable, some homes in Upper Grand Lagoon can take over days to sell, especially with repairs needed. Our goal is a swift close, often in weeks.
Picky Buyers? Higher interest rates mean buyers are pickier about condition. Avoid costly updates and endless showings that stretch out your selling timeline.
A Better Path: We offer a direct sale with no agents, no open houses, and a guaranteed close. It's a calm, numbers-first plan instead of more chaos.
The first step is easy. Just reach out to us by phone at (561) 258-9405 or fill out our online form with a few basic details about your Upper Grand Lagoon property. We want to hear about your situation and what you're hoping to achieve. We buy houses in Upper Grand Lagoon quickly and easily.
We'll schedule a quick, no-pressure walkthrough of your house. This can be in person or even virtually. It helps us understand the property's condition, spot any needed repairs, and confirm what we've discussed. This isn't an inspection to nitpick; it's so we can give you the most accurate cash offer.
You'll get a fair, no-obligation written cash offer from us. If you accept, we work with a trusted Florida title company to close on your preferred date. This means you control the timeline, whether you need to close in 7 days or 60. We can even work with complex situations like probate or inherited properties, and we pay cash for all homes.
Florida operates under a judicial foreclosure process, which means it goes through the courts. This typically takes longer than in non-judicial states, often around 200 days from the initial notice of default to the final sale. If you're behind on payments or facing foreclosure in Upper Grand Lagoon, time is critical. The Bay County Clerk of Court handles these filings, and it’s a public record.
Don't wait until the last minute. We can often step in and provide a fast cash offer, helping you avoid a public sale, protect your credit, and move forward without the long, drawn-out legal battle. A direct sale to us can be a way to move on without the stress.
"As Max Cohen, Licensed General Contractor and founder of FL Home Buyers, explains: 'Many homeowners don't realize how much control they still have, even during pre-foreclosure. A quick cash sale can be a real lifeline, avoiding deeper financial and emotional strain. We make sure the numbers are clear and the process is simple.'"
Many older concrete block homes in Upper Grand Lagoon have common issues like original cast iron pipes that are failing, or roofs that are at the end of their life due to sun and storm exposure. Fixing these can be expensive and time-consuming. Here’s a quick look at potential costs versus selling to us as-is:
| Issue | Estimated Repair Cost | Selling As-Is Cost (FL Home Buyers) |
|---|---|---|
| Cast Iron Pipe Replacement | $10,000 - $15,000+ | $0 |
| Roof Replacement (minor storm damage) | $8,000 - $12,000 | $0 |
| Foundation/Settlement Issues | $5,000 - $20,000+ | $0 |
| Full Kitchen/Bath Remodel | $20,000 - $40,000+ | $0 |
| Unpermitted Additions (Code Viol.) | Varies (Fines + Permits + Repair) | $0 |
| Your Out-of-Pocket Cost | $43,000 - $87,000+ | $0 |
Whether you're near the upscale community of Bay Point, the older charm of Grand Lagoon Shores, or closer to the bustling Thomas Drive corridor, we understand the nuances of each neighborhood. From properties looking out towards St. Andrews Bay to those nestled near St. Andrews State Park, we're active cash home buyers near me across Upper Grand Lagoon and the wider Panama City Beach area. We also have a lot of experience with Bay District Schools zones and how local traffic on US-98 can influence selling decisions.
No matter the street, the condition, or the reason you need to sell, we offer a fair, no-nonsense approach. We buy houses for cash across Upper Grand Lagoon.
"I needed to sell my rental near Thomas Drive fast. The tenants were a mess, and I just couldn't deal with the repairs anymore. FL Home Buyers came through with a fair offer and closed exactly when they said they would. A huge relief!"
- Martha K., Upper Grand Lagoon
"Inheriting my aunt's old house in Grand Lagoon Shores was bittersweet, but also a lot of work. It needed so many updates. FL Home Buyers understood, gave me a great offer, and made the probate sale easy. Highly recommend for any inherited messes."
- David R., Panama City Beach
"I was trying to sell my storm-damaged home near St. Andrews State Park for months. Dealing with insurance after the last hurricane was a nightmare. FL Home Buyers stepped in, gave me a cash offer, and handled everything. So grateful for the simple way to move on without repairs."
- Robert G., Upper Grand Lagoon
While every situation is unique, these stories from nearby Florida cities show how we approach various property challenges.
Helped siblings sell an outdated property without needing repairs or cleaning, quickly closing the estate.
Provided a quick exit for a tired landlord dealing with eviction notices and property damage.
Bought a water-damaged property as-is, allowing the owner to move on without a lengthy insurance battle.
Yes, cash home buyers are absolutely legit, especially here in Upper Grand Lagoon. Our company, FL Home Buyers, is a BBB A+ Accredited business in Florida. We're led by Max Cohen, a Licensed General Contractor, and we've bought over 100 homes across Florida since 2014. We use local Florida title companies for all our closings, ensuring a transparent and secure transaction for you.
Our offers are based on a few things: the house's current condition, what repairs are actually needed (like updating a dated kitchen or fixing storm damage), and what similar homes in Upper Grand Lagoon are selling for after they've been fully updated. We aim for a fair, numbers-first offer that works for both sides, avoiding any junk fees or hidden charges.
When you sell to us, it’s typically much faster than a traditional listing. We can often close in as little as 7 days if everything is ready. However, we're flexible. If you need more time to move, sort out inherited items, or deal with tenants, we can schedule closing for up to 60 days, or even let you stay a bit longer after closing if needed.
Absolutely, closing in two weeks is often possible in Florida, especially for straightforward cash sales like ours. The speed depends on how quickly the title company can perform their searches and prepare the documents. If your title is clear and we have all the necessary paperwork, we can definitely aim for a two-week closing here in Upper Grand Lagoon.
No, we don't charge any agent commissions or hidden fees. We also typically cover the standard closing costs when you sell your house to us. What we offer you is what you get, minus any existing mortgages or liens. It's designed to be a simple, straightforward process without surprises.
For a cash sale in Florida, you'll typically need your deed, proof of identity, and any existing surveys or homeowner's insurance policies. If it's an inherited property, we'll need the probate documents. Our title company will guide you through all the necessary paperwork to ensure a smooth and legal transfer of ownership.
Some risks include lowball offers or hidden fees. To protect yourself, always choose a reputable buyer like FL Home Buyers, which is BBB A+ Accredited and run by a Licensed General Contractor, Max Cohen. Get everything in writing, ensure they use a local Florida title company, and check their history and reviews. We pride ourselves on clear numbers and no games.
Yes, that's exactly what we specialize in. We buy houses in Upper Grand Lagoon completely as-is. You won't need to make any repairs, clean anything up, or worry about passing inspections. We handle all the heavy lifting, even if your property has significant storm damage, code violations, or just needs a lot of work.
Yes, we absolutely can. Dealing with tenants can be a headache for landlords, especially here in Upper Grand Lagoon. We're experienced in buying properties with existing tenants, whether they have a lease or are month-to-month. You don't have to worry about evictions or negotiating with them; we'll take care of all those details after the sale.
We frequently help families with inherited properties or houses going through probate here in Florida. We understand these situations can be complex and emotional. Our team can guide you through the process, even if the probate isn't fully completed yet, providing a straightforward cash offer to help you settle the estate without delay or stress.
Cash home buyers like us simplify the selling process. You contact us with your property details, we do a quick walkthrough, and then we present you with a fair, no-obligation cash offer. If you accept, we handle all the paperwork and closing details with a local title company on your timeline. It cuts out agents, commissions, repairs, and lengthy market waits.
We make our money by buying houses below market value, making necessary repairs and renovations, and then reselling them. Our offers account for repair costs, holding costs, and our profit margin. Because we buy in bulk and have our own contracting team led by Max Cohen, we can often do this more efficiently than individual investors.
Any real estate transaction, including a cash sale in Florida, is typically reported to the IRS. Capital gains tax may apply depending on how long you've owned the property and your profit margin. This isn't specific to cash sales but applies to all home sales. We always recommend you consult with a qualified CPA or tax advisor for advice tailored to your specific financial situation.
Code violations, like unpermitted sheds or overgrown yards common in older parts of Upper Grand Lagoon, can be a major headache. We buy houses with existing code violations, so you don't have to fix them or deal with the Bay County Code Enforcement office yourself. We'll handle the necessary permits and repairs after we purchase the property, saving you time and money.
Yes, many of our sellers are out-of-state owners, especially those with vacation properties or inherited homes in Upper Grand Lagoon. We can manage the entire process remotely, from a virtual walkthrough to handling all closing documents via mail or secure digital channels. You won't need to travel to Florida to sell your vacant property.
