We Buy Houses in Bay County
185,000 residents. $340,000 median home price. 1 in 1,420 foreclosure rate. If you need to sell fast, we pay cash and close in as little as 7 days.
Fast closing: 7-60 days • No fees: We pay all closing costs • As-is: Leave everything behind
Bay County Market Snapshot
Data compiled by FL Home Buyers from public county records and MLS reporting
Why Selling in Bay County Is Harder Than You Think
Bay County is still recovering from Hurricane Michael (2018). Hundreds of homes remain damaged or partially repaired, and insurance carriers have largely abandoned the market.
Hurricane Michael damage still unrepaired on many homes
Insurance carriers refusing to write new policies
Military transfers from Tyndall AFB
Tourism economy volatility
Older homes in Springfield and Callaway need full rehabs
I'm Max Cohen. I Buy Houses in Bay County.
I'm not a faceless corporation. I'm a Licensed General Contractor (License #CGC1534000) who has been buying and renovating houses across Bay County for years. When I walk through your house, I'm calculating repair costs in my head — not running to a bank for permission.
I know Panama City. I know the neighborhoods, the code enforcement issues, the insurance headaches. That's why I can give you a fair, fast cash offer that other buyers can't match.
If you have a problem property in Bay County, I'm the guy who buys it. Simple as that.
BBB A+ Rated • Licensed General Contractor • Hundreds of deals closed across Bay County
Selling to Us vs. Listing with an Agent in Bay County
| Factor | Sell to Max (Us) | List with Agent |
|---|---|---|
| Agent Commission | $0 | 5-6% (~$20k) |
| Closing Costs | We pay them | You pay (~2%) |
| Repairs Required | None. As-is. | Usually $5k-$30k+ |
| Timeline | 7-60 days | 58+ days avg |
| Showings / Open Houses | Zero | Dozens of strangers |
How We Buy Your Bay County House
Contact Us
Fill out the form below or call (561) 258-9405. Tell us about your Bay County property — address, condition, situation. Takes 2 minutes.
We Do a Walkthrough
We meet you at the property (in person or virtual). As a licensed contractor, I assess the real condition and calculate repair costs on the spot.
You Get a Fair Cash Offer
We present a written cash offer — no obligation. We explain exactly how we arrived at the number. No games.
Close on Your Timeline
Accept? We close in 7-60 days at a local title company. We pay all closing costs. You get cash.
Cities We Buy Houses In Across Bay County
Click any city to see our local page with neighborhood details
Zip Codes We Cover in Bay County
Frequently Asked Questions About Selling in Bay County
As of late 2025, the median home sale price in Bay County is $340,000, representing a -1.0% change compared to the prior year. This data comes from county property appraiser records and MLS reporting. Whether your home is above or below that number, we make fair offers based on actual condition and comparable sales — not just automated estimates.
If the title is clear, as little as 7 days. Most sellers in Bay County choose 14-30 days to get organized. Compare that to the average 58 days on market for MLS-listed homes in this county — and that's before you even start the 30-45 day closing process with a buyer's lender.
The foreclosure rate in Bay County is approximately 1 in 1,420 housing units. Florida's statewide rate is the highest in the nation at 1 in 230 units. If you're behind on payments or have received a lis pendens, selling for cash can help you avoid the long-term damage of a foreclosure on your credit. Learn more about selling during foreclosure →
I am the buyer. My name is Max Cohen. I'm a Licensed General Contractor (CGC1534000) and the founder of FL Home Buyers LLC. I buy houses with my own funds, renovate them myself, and either sell or rent them. We close at a standard Florida title company. I don't assign contracts to other investors. Learn how to spot "we buy houses" scams →
That's exactly what I look for. I'm a contractor. I want the houses that need new roofs, new kitchens, and new pipes. You don't need to clean, repair, or even empty the house. Take what you want and leave the rest. Can I sell a house that needs repairs? →
Official Municipal Resources
Before selling your property, it is always wise to verify ownership details and active tax statuses. You can check your official property records directly via the local municipal office:
Get Your Free Cash Offer
No obligation. No spam. Just a fair offer for your Bay County property.
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