Quick Answer
What is a cash home buyer? A cash home buyer is a company or investor that purchases houses directly from homeowners without bank financing. They typically buy as-is (no repairs needed), close in 7-30 days, and pay with verified funds at closing.
Selling a house in Florida can take 60-90 days with a traditional buyer. If you need to sell faster—or your house needs work—a cash buyer might be your best option.
But here's the problem: there are hundreds of "we buy houses" companies in Florida, and most are just middlemen who'll flip your contract to someone else (and take a cut).
We spent 3 weeks calling companies, checking BBB ratings, and reading real Google reviews. Here are the 7 cash home buying companies in Florida that actually close deals:
The 7 Best Cash Home Buyers in Florida (2026)
FL Home Buyers
Palm Beach Gardens, FL • Statewide
4.9/5 (128 reviews)
Full disclosure: this is us. We buy houses throughout Florida as-is for cash. No middlemen, no wholesaling your contract. Max Cohen is a licensed general contractor (CGC1532771), which means we can accurately price repair costs.
- ✓ BBB A+ Accredited
- ✓ Close in 7-14 days typical
- ✓ Owner personally handles every deal
- ✓ Licensed General Contractor
We Buy Ugly Houses (HomeVestors)
National franchise • FL locations
4.2/5 (1,200+ reviews)
The largest home buying franchise in the U.S. with local Florida operators. Quality varies by franchisee. Generally offers 50-70% of ARV. Good brand recognition and established process.
- ✓ Established national brand
- ✓ Multiple Florida locations
- ⚠️ Franchise model = inconsistent experience
- ⚠️ May offer lower than local buyers
Opendoor
iBuyer • Select FL markets
4.0/5
Tech-driven iBuyer that makes instant offers. Only buys homes in good condition in specific Florida metros (Orlando, Tampa, Jacksonville). Convenient but fees are 5-7%.
- ✓ Instant online offers
- ✓ Professional closing process
- ⚠️ Only good-condition homes
- ⚠️ Limited to major metros
- ⚠️ 5-7% service fee
Florida Cash Home Buyers
Jacksonville, FL • Statewide
4.5/5
Long-running Florida buyer focused on distressed properties. Strong in Northeast Florida. Claims no fees or closings costs.
- ✓ Florida-focused operation
- ✓ Buys distressed properties
- ✓ No closing costs to seller
Sundae
Marketplace • Select FL markets
4.3/5
Marketplace model that lets multiple investors bid on your property. May get higher offers through competition, but process takes longer (2-3 weeks for offers).
- ✓ Competitive bidding can increase price
- ✓ No fees to seller
- ⚠️ Slower process
- ⚠️ Limited FL coverage
Express Homebuyers
National • FL operations
4.1/5
National home buyer with Florida presence. Claims to close in as little as 7 days. BBB accredited.
- ✓ Fast closing capability
- ✓ BBB Accredited
- ⚠️ National company, less local focus
MarketPro Homebuyers
Regional • FL Gulf Coast
4.4/5
Regional buyer covering Florida's Gulf Coast. Strong reviews and local reputation in Tampa Bay area.
- ✓ Regional expertise
- ✓ Strong Gulf Coast presence
- ⚠️ Limited to certain FL areas
How We Ranked These Companies
We evaluated each company on:
- BBB Rating & Accreditation - Are they accountable?
- Google Reviews - What do real sellers say?
- Closing Speed - How fast do they actually close?
- Transparency - Clear on fees and process?
- Florida Coverage - Do they buy statewide or just metro areas?
- Direct Buyer vs. Wholesaler - Do they actually buy, or flip contracts?
What to Expect From a Cash Home Buyer
Here's the typical process:
- Contact them with your property address
- Get an offer within 24-48 hours
- Schedule a walkthrough (some do virtual)
- Receive final offer after inspection
- Close at title company in 7-30 days
Cash buyers typically pay 70-85% of market value, depending on condition and location. That discount covers:
- Repair costs they'll need to fix
- Holding costs while they renovate
- Their profit margin
When Should You Use a Cash Buyer?
A cash buyer makes sense when:
- You need to sell fast (job relocation, foreclosure, divorce)
- Your house needs major repairs you can't afford
- You inherited a property and don't want to manage it
- You're a tired landlord ready to exit
- The house has title issues, liens, or code violations
If your house is in great condition and you have 60-90 days, listing with an agent may net you more—but you'll pay 5-6% commission plus closing costs.
FAQ: Cash Home Buyers in Florida
How much do cash home buyers pay?
Most cash buyers pay 70-85% of the home's after-repair value (ARV). The exact percentage depends on condition, location, and the buyer's business model.
Are "we buy houses" companies legit?
Some are, some aren't. Check for BBB accreditation, Google reviews, and ask if they're the actual buyer or a wholesaler flipping contracts.
What's the difference between a cash buyer and an iBuyer?
iBuyers (like Opendoor) use algorithms to make instant offers but only buy homes in good condition. Traditional cash buyers handle as-is properties including fixer-uppers.
How fast can I close with a cash buyer?
Most cash buyers can close in 7-30 days. Some can close faster if needed. The limiting factor is usually title work.
Do I need to make repairs before selling?
No. That's the point of selling to a cash buyer—they buy as-is and handle repairs themselves.
Want an offer from FL Home Buyers?
Send us your address. We'll tell you exactly what we'd pay and why—no pressure, no games.