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We Buy Houses in Union County

16,000 residents. $195,000 median home price. 1 in 1,500 foreclosure rate. If you need to sell fast, we pay cash and close in as little as 7 days.

Fast closing: 7-60 days • No fees: We pay all closing costs • As-is: Leave everything behind

Get Your Free Cash Offer
BBB A+ Rated Licensed GC #CGC1534000 Hundreds of Deals Closed

Union County Market Snapshot

Data compiled by FL Home Buyers from public county records and MLS reporting

$195,000
Median Price
+1.0% YoY
1 in 1,500
Foreclosure Rate
Housing units with filings
72
Avg Days on Market
MLS listed homes
16,000
Population
2025 estimate

Sources: Florida Realtors, ATTOM Data Solutions, U.S. Census Bureau (Q4 2025). Florida Realtors Reports · ATTOM

Why Selling in Union County Is Harder Than You Think

Union County's economy relies heavily on two state prisons. The buyer pool is extremely limited, and traditional sales can take many months to close.

1

Prison employment drives the economy

2

Very small buyer pool

3

Rural properties with well and septic

4

Many manufactured homes

5

Limited mortgage lending activity

Max Cohen, Florida General Contractor and Home Buyer

I'm Max Cohen. I Buy Houses in Union County.

I'm not a faceless corporation. I'm a Licensed General Contractor (License #CGC1534000) who has been buying and renovating houses across Union County for years. When I walk through your house, I'm calculating repair costs in my head — not running to a bank for permission.

I know Lake Butler. I know the neighborhoods, the code enforcement issues, the insurance headaches. That's why I can give you a fair, fast cash offer that other buyers can't match.

If you have a problem property in Union County, I'm the guy who buys it. Simple as that.

BBB A+ RatedLicensed General ContractorHundreds of deals closed across Union County

Selling to Us vs. Listing with an Agent in Union County

Factor Sell to Max (Us) List with Agent
Agent Commission $0 5-6% (~$12k)
Closing Costs We pay them You pay (~2%)
Repairs Required None. As-is. Usually $5k-$30k+
Timeline 7-60 days 72+ days avg
Showings / Open Houses Zero Dozens of strangers

How We Buy Your Union County House

1

Contact Us

Fill out the form below or call (561) 258-9405. Tell us about your Union County property — address, condition, situation. Takes 2 minutes.

2

We Do a Walkthrough

We meet you at the property (in person or virtual). As a licensed contractor, I assess the real condition and calculate repair costs on the spot.

3

You Get a Fair Cash Offer

We present a written cash offer — no obligation. We explain exactly how we arrived at the number. No games.

4

Close on Your Timeline

Accept? We close in 7-60 days at a local title company. We pay all closing costs. You get cash.

Cities We Buy Houses In Across Union County

Click any city to see our local page with neighborhood details

Zip Codes We Cover in Union County

32054 32083

Real Union Problems We Solve Every Day

We're not just buying houses — we're solving real problems for Union homeowners. These are the situations we see most often:

Rural Market Limitations

North Central Florida's rural character means many properties have well water, septic systems, and unpaved road access. These features limit financing options — most lenders require municipal utilities and paved road frontage.

University Town Dynamics

Gainesville and the UF corridor affect the entire region's market. Student rental properties fluctuate with enrollment, and non-university towns struggle to attract professional buyers.

Flood Risk Along River Systems

The St. Johns, Suwannee, and Santa Fe rivers create extensive flood zones. Properties in these areas face mandatory flood insurance at $1,500-$4,000/year, significantly reducing the buyer pool.

Timber and Agricultural Conversion

Former timber and ranch properties require expensive land-use changes for residential development. Buyers face zoning hearings, environmental assessments, and infrastructure requirements.

Mobile Home Concentration

North Central Florida has one of the state's highest concentrations of manufactured homes. Units older than 1994 face lending restrictions that limit buyers to cash-only purchases.

Limited Economic Base

Outside of Gainesville, Alachua, St. Augustine, and Fernandina Beach, the region's employment base is thin. Lower incomes mean fewer qualified buyers and longer selling timelines.

Union's Housing Market: What It Means for Sellers in 2026

Union County's real estate market in 2026 reflects the broader trends affecting Florida's North Central region. With a median home price of $195,000 and properties sitting on the market for 78 days on average, sellers face increased competition from newer listings and buyer selectivity. Year-over-year prices have shifted -2.0%, signaling a market that favors informed, decisive buyers over hopeful sellers. Properties needing updates sit significantly longer — often 30-40 days beyond the county average. For homeowners facing a time-sensitive sale, the traditional path of list-stage-wait has become a gamble that costs money every day the home sits unsold.

$195,000
Median Price
78
Days on Market
-2.0%
YoY Change
1 in 1,500
Foreclosure Rate

Foreclosure & Legal Landscape in Union County

Florida is a judicial foreclosure state, meaning every foreclosure in Union County must go through the courts. The typical timeline from missed payment to final judgment in this circuit is 9-13 months. During this entire period, you retain full ownership rights — including the right to sell your property. Many Union homeowners don't realize they can sell right up until the certificate of sale is filed. A cash sale can close in as little as 7-14 days, often fast enough to satisfy the lender, stop the foreclosure, and protect your credit from a completed foreclosure that stays on your record for 7 years.

⏱️ Time Is Your Most Valuable Asset

Every day you wait in the foreclosure process costs you equity and options. A cash sale can close before your next court date — call us at (561) 258-9405 to discuss your situation confidentially.

The Real Cost of Repairs vs. Selling As-Is in Union

Union construction costs reflect the local market. Roof replacement averages $7,000-$14,000. AC system replacement runs $4,500-$8,000. Septic system replacement (common in this area) costs $8,000-$18,000. When you add 6% realtor commissions on a $195,000 home, plus 78 days of carrying costs (mortgage, insurance, taxes), the total cost of the traditional selling route often reaches $30,000-$45,000. Our cash offer eliminates commissions, carrying costs, and the stress of managing contractors and inspections — and we close in 7-30 days.

What Union Homeowners Say About Working With Us

★★★★★

"Our Lake Butler house had been on the market for 5 months. Roof was old, AC was struggling. FL Home Buyers made an offer the same week we called and closed in 2 weeks."

William & Carol S.

Lake Butler, FL

★★★★★

"The property was on a dirt road with well water and septic. Banks wouldn't finance it for any buyer. Max paid cash and we were done in 12 days."

Mark T.

Raiford, FL

★★★★★

"Mom needed to move to assisted living quickly. The house needed everything. FL Home Buyers bought it as-is and we had the funds for her care within 3 weeks."

Jennifer R.

Worthington Springs, FL

Helpful Resources for Union Sellers

Every Union Neighborhood, Covered

We buy houses across Union County — from Lake Butler and Raiford to Worthington Springs and the surrounding agricultural communities.

Nearby counties we also serve: Bradford County, Columbia County, Alachua County, Baker County

Frequently Asked Questions About Selling in Union County

Get Your Free Cash Offer

No obligation. No spam. Just a fair offer for your Union County property.

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Nearby Counties We Also Serve

Source: Florida Realtors®, ATTOM Data, Houzeo · February 2026

What Union Homeowners Say

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"As a landlord tired of dealing with problem tenants, selling to FL Home Buyers was the best decision I made."

— Robert T., Union

⭐⭐⭐⭐⭐

"After months on the market with no luck, FL Home Buyers made a cash offer within 24 hours. Professional from start to finish."

— James R., Union

⭐⭐⭐⭐⭐

"Fast, honest, and fair. They explained the whole process upfront and delivered exactly what they promised."

— David K., Union

⭐⭐⭐⭐⭐ Rated 5/5 · 47 Reviews · BBB A+ Accredited

📊 Union Market Snapshot — February 2026

Median Home Price $415,000
Avg Days on Market 77–80 days
Price Trend flat to -1.9%
FL Statewide Median $415,000
FL Avg DOM 77–80 days
Call Get Cash Offer